Pet Insurance guide discussion area

penny_pincha

Anyone know about Agria Pet Insurance?

dichapman

any one got experience of insuring rescue dogs? I have just got one from the dogs trust, who they think is 11. no known health problems. Not convinced on the age myself but how do i fill the forms in with no date of birth or history?

UKTigerlily

dichapman wrote: »

any one got experience of insuring rescue dogs? I have just got one from the dogs trust, who they think is 11. no known health problems. Not convinced on the age myself but how do i fill the forms in with no date of birth or history?

Congrats on your new dog & for taking a rescue :T

Just tell them the estimated age & they should be fine with that, my own rescue was estimated to be 6 when I got her, I later found her correct DOB & both times they were happy to adjust what I said x

Spudsey

I am looking at getting insurance for my two cats. However one of the questions on the quote was any existing medical conditions. Well there is nothing wrong with my cats, but I have been to the vets before as one of them sprays so he had to have a urine test at the vets which came back ok. Would this be classed as an existing condition?

Bromley86

Only they can say, and from my experience they (all insurers) won't assess it until you need to make a claim. But no harm in asking them (remember if you do claim they will likely want access to full medical history, so they'll find out about the visit anyway).

You might have more luck if you put it in writing rather than asking over the phone.

Anyway, if you do apply, I'd tend to not mention it on the form as a condition, as you haven't been treating it as such. But if the form asks about vet visits, mention it there.

Nyzomie

I have just had a very expensive experience with pet insurance, I have two dogs which are insured with Petpals, Furness House. One of my dogs had an infection in her ovaries which spread to her uterus, all had to be removed. Total cost over£700 which we had to find ourselves as Petpals said those items were not covered with their insurance.

Bromley86

Did they say why?

reehsetin

The Rabbit welfare and association have posted on facebook about this guide prompting me to post.
I urge you to please please please change the wording of this paragraph.
"While not a pleasant thought, given the type and cost of the small animals in this category, it is worth considering in the cold light of day what your attitude would be to putting the animal down if it became ill - to decide whether insurance is worth the cost. One alternative here is self-insurance."
I really hope this was not meant to mean as it sounds, that putting a beloved pet for financial reasons is an option.
Whilst understanding that MSE exists to save people money people must be urged to honour their responsibilities!

tiz

I completely agree with the above. I think it's appalling to imply that small animals are a commodity that should be thrown away if replacement is cheaper than repair. What a completely irresponsible attitude.

If you're going to take that view you should never get a pet in the first place. You should consider very carefully the cost implications before getting a pet and have plans in place for coving vet bills and care costs.

Hillbilly1

Nyzomie wrote: »

I have just had a very expensive experience with pet insurance, I have two dogs which are insured with Petpals, Furness House. One of my dogs had an infection in her ovaries which spread to her uterus, all had to be removed. Total cost over£700 which we had to find ourselves as Petpals said those items were not covered with their insurance.

Bromley, this is a womb infection that is preventable with spaying. Most insurers do not cover anything related to the reproductive system unless they are specialist breeders insurance.