Starting Again

Skint_but_Optimistic

Happy new year.

I went away and did Christmas and now I am back.

I will be sorting my signatures and monthly challenges. Will catch up on diaries. Hows everyone doing?

PinotGrigio41

Hello You !

Happy New Year to you and all in the Skint Household. I did much the same, disappeared a bit but now I am back with avengeance !

I just need a grand plan that will work and quickly !!

How was Christmas ? x

Skint_but_Optimistic

Christmas was lovely. Too much spending alcohol and stuff you know...
Going to get myself sorted with some proper budgets.

Got up to date with things like snowballs and theres a little slippage to report following Christmas and the DFD is now at March 2016 from January. Well nevermind. I will be getting that down again.

millionaire_in_training

Well hello there. Glad you had a nice Christmas. Sounds just like mine - excess all round. I;m going to change to a non believing religion before next December as it will save me a fortune . Sort out a nice plan and get back on the wagon with us, I kept you a seat xx

princesst84

Happy New Year SBO, glad you had a good Xmas.
x

Skint_but_Optimistic

Cheers ladies. Im cracking on anew with ebay and the promise of a tenant soon, as paid out for loads of work to be done.

We will be using budgets for everything.

princesst84

Well done on your Jan payments Skint, thats good going for the hardest month of the year!!

I whoop whooped at clearing my N*xt account on the 31st Dec, I couldnt bear to enter the new year with a balance outstanding. Bloody skint now though :-( Roll on Jan payday and I can get a grip of the finances again.

Everything crossed that you get a tenant ASAP

xxx

Skint_but_Optimistic

Yep there is a snagging list and a lot of tough work to be done to get the house ready floor to be laid, garden to be tidied and a few bits of jobs to be done.

We are also having another ebay forage so there will be more listed. I will wait for a free listing weekend for the new stuff, the old stuff we can chuck on at 99p.

mind you due to ebays policy where abuyer has not recieved an item I am going to be putting all my new stuff on as signed for.

We have set up our budgets and I am going to be organised if it kills me.

Im trying to get a bit ahead with the payments this month so I can free up some room to buy things for the house. hope it works.

Skint_but_Optimistic

Right I have had a good old look at things.

Budgets are done. I have literally nothing remaining for February - Ive planned it, just whatever else I make. This has to be the way for the next 6 months so I get some clear water.I dont know what the husband will have left but hes got to spend the next few weeks monitoring his spending so we dont miss any tricks.
So I best knuckle down and make some money / make within budget savings so I can make a difference.

Next debt will be cleared in March as I have a water rates bill to meet as well this month.

So money making schemes and scams, good old ebay..... surveys...... making my own logs from newspaper!

Lets see how far we can get. Just 6 months of this, and we will be laughing!

PinotGrigio41

Skint_but_Optimistic wrote: »

Right I have had a good old look at things.

Budgets are done. I have literally nothing remaining for February - Ive planned it, just whatever else I make. This has to be the way for the next 6 months so I get some clear water.I dont know what the husband will have left but hes got to spend the next few weeks monitoring his spending so we dont miss any tricks.
So I best knuckle down and make some money / make within budget savings so I can make a difference.

Next debt will be cleared in March as I have a water rates bill to meet as well this month.

So money making schemes and scams, good old ebay..... surveys...... making my own logs from newspaper!

Lets see how far we can get. Just 6 months of this, and we will be laughing!

You can do it Skint !! Just keep on smiling !