Cheapest place in the country for Car Insurance

forgotmyname

My insurance company wont even quote for bradford and certain manchester and also liverpool postcodes.

Best place to live, Ask the people who can get fully comp insurance for a £1.

Obviously something not right, I tried doing an online quote with the details and it came back at almost £200.

lucifersangel87

Well, i think I have partly answered my own question...

Apparently the national 'Offences against vehicles' average crime rating is 11.0. Slough has a 30.2 crime rating.

And yes, I was forced to move to Slough. It was either that or not get on the graduate scheme I was applying for at all.

Oh well - Only 10 months left on the scheme before i gain a substantial role with my company and can move to Bracknell where the same crime rating is 10.0 (below average)

adamc260

rev_henry wrote: »

or more crash for cash scams or more [STRIKE]fraud[/STRIKE] claims management companies or more idiot uninsured drivers in that area (ahem, Bradford).

Indeed !!

Seems like a new company springs up daily!

vikingaero

Slough really is a problem area. It has a weird road network where the main A4 passes through causing congestion and chaos. There has been serious underinvestment and lack of planning in the area. Of course it's not helped in being dominated by Heathrow. Go 5-10 minutes out of Slough and you have lush countryside and wealthy housing.

The demographics lends itself to problems - it's one of the few towns in the South with a major drug and prostitution problem.

spiro

Seeing this http://www.bbc.co.uk/news/uk-england-london-13335602 I thought Slough must be very popular. :rotfl:

paddedjohn

I was helping my daughter insure her car in January, she is aged 20 with 2 yrs ncd and the quote came out at £1200 for her address, I used my address which is only 5 miles away and the price dropped to £750 for the same cover, on the same car, with the same company.

Adams1

I was staying in Horley for a while. I got quoted £538 for 12 months. I moved to South East London and found out I had to let my insurance know... I got quoted an addition of £1979! Lucky I said I hadn't moved yet and was just looking for a quote. I let the insurance run out on the old address, then I put it off the road.

So for me... Horley was the cheapest. By about £2,000! South East London was robbery. I wouldn't have that much financial damage done to me living in this area for 10 years if I tried.

Adams1

paddedjohn wrote: »

I was helping my daughter insure her car in January, she is aged 20 with 2 yrs ncd and the quote came out at £1200 for her address, I used my address which is only 5 miles away and the price dropped to £750 for the same cover, on the same car, with the same company.

Whats funny is, the postcode around the corner (which has the same street name as me) is £500 cheaper to insure then the the section of the street I live on. 10 metre difference?

Jokers.

Hintza

Adams1 wrote: »

Whats funny is, the postcode around the corner (which has the same street name as me) is £500 cheaper to insure then the the section of the street I live on. 10 metre difference?

Jokers.

How did you ever discover that?

harveybobbles

Hintza wrote: »

How did you ever discover that?

The same way I did.

My parents live less than a mile away from me (lucky eh ) yet a quote for my car at their address was £200 less than it is at my address.

I questioned this with the insurance companies and they said it's because my parents address is "further away from the town centre and is at lower risk"

They live 1.1 miles from the centre of Town.

I live 1.7 miles from the centre of Town...

So thats that theory wrong.

The helpful, spotty operator then went on to say that it muct be the area that I live - my parents live in a semi decent area mainly full of retired folk.

Where as I live where there are mainly young families and there are lots who are at home most of the day (unemployed, disabled,or just scum etc), who in the eyes of insurance companies are more likely to see/watch the ads on tv for Ambulance chaser type claims companies.