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Diary of a not so poor person aged 48 1/2

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mrscmr
mrscmr Posts: 2,903 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
in Debt free diaries
So here we are then... my new shiny diary which will help me through the next stage of things financial and beyond.

im gonna write about my relocation to france, the sale of the old house, the feelings now that the debt has gone and how we plan to move on as a debt free family at last.

:)
Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #223
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Comments

  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    https://forums.moneysavingexpert.com/discussion/1563577

    link to my old diary
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi mrscmr :wave: I remember reading a little bit of your old diary a couple of weeks ago. I will subscribe to this one to see how you are getting on now. Well done on coming so far :T

    Gap x
    :)
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi mrscmr

    So glad you have started a new diary, will be nice to hear how you are getting on in your new life.

    You are such an inspiration. I hope you, your husband and your boys will enjoy your new life and hope they are settling in at school OK. I will be interested to hear how they have coped with moving as it might be on the cards for my girls later this year/next year and I worry about moving them away from their school and friends.

    Look forward to reading more about how it feels to be debt free.
    Sealed Pot Challenge #016
  • GDB2222
    GDB2222 Posts: 26,106 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    GB waves hello
    No reliance should be placed on the above! Absolutely none, do you hear?
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    waves at mrsmcr. Will keep an eye on your new diary. Too much debt. Do it earlier in their lives than later is my suggestion. My then 4 year old coped far better with our move overseas than my then 7 year old did..
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hey chev & GDB!!!

    welcome... will post something more intersesting later.. bit busy at mo :)

    xx
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • gingababe
    gingababe Posts: 1,040 Forumite
    Part of the Furniture Combo Breaker
    Hi Mrscmr..

    Looking forward to this new diary.

    Gb x
  • mrs_motivated
    mrs_motivated Posts: 1,608 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    love the diary - will be reading from now on x
    Well Behaved women seldom make history

    Early retirement goal... 2026

    Reduce, reuse, recycle .
  • Itsadogslife_2
    Itsadogslife_2 Posts: 808 Forumite
    Part of the Furniture 500 Posts Name Dropper Debt-free and Proud!
    Welcome to your nice new shiny diary. Looking forward to reading about your new life in France, it is somewhere I love and we thought about moving there, but my French is non existent and the husbands is rusty. The pull for us was that we could have the house of our dreams in France and I love the culture.

    Try to stay positive and embrace your new life, I recall from your old diary that you were feeling a bit wobbly. It must be strange to have lived with a big black cloud of worry and stress over your lives for so long and now all of a sudden it is not there.
    Just keep swimming!
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Happy new diary :j :j
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
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