We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Double Trouble - Nothing by halves

1686971737478

Comments

  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    DT, Greying has the rights of it - and I think you're getting it, aren't you - just doing the basics, paying attention to the important things of life. Take care - I hop on a fair bit still, I'm checking up on you, you know :D:D:D

    :kisses3:
    2023: the year I get to buy a car
  • Ummm, is it really sad that I actually quite like that idea :o

    I notice a lot of us seem to be in the "be kinder to ourselves" mindset this year ... in whatever format that takes with each person.

    When I started my new diary ... I felt like I also needed to do "stuff" for me but kept worrying that it would detract from the debt busting. But after reading a few other diaries .... I realised that if I didnt allow just a little time or money just for me - I'd fizzle out again, like I've done before. I think we all need a little something to help us on our journeys :A

    Hope your energy catches up with you again soon DT, mines still only making a half-hearted effort to keep up with me :rotfl:

    Angel xxx

    OK that's two people I am officially worried about :rotfl::rotfl::rotfl: actually I am quite fond of coloured pens myself ;)

    Yes GA I think the temptation is to get all out to debt bust because we just want rid but that is a recipe for a few months down the line saying sod it and having a big blow out

    Energy is still lacking and now OH has taken himself off to bed so I am in charge ooh he has just got up I can feel a cappuccino coming on :T:T:T

    Just keep hanging on in there GA that's about as much as I can do at the moment

    DTxx
  • Karmacat wrote: »
    DT, Greying has the rights of it - and I think you're getting it, aren't you - just doing the basics, paying attention to the important things of life. Take care - I hop on a fair bit still, I'm checking up on you, you know :D:D:D

    :kisses3:

    Ooh KC you sneaked in there whilst I wasn't looking :j

    I like the fact that you are checking on me missing you already as they say in the good ol US of A :D

    DTxx
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You're a sweetheart, a major contributor to your community, but I just want to know you're okay in yourself :kisses3:
    2023: the year I get to buy a car
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    Ummm, is it really sad that I actually quite like that idea :o

    :T No, not sad at all! Jump on board the OCD bus :rotfl:
    OK that's two people I am officially worried about :rotfl::rotfl::rotfl: actually I am quite fond of coloured pens myself ;)

    Errr, excuse me, not just coloured pens, DT....coloured card. A different colour for each week :p with whole punched corners secured with purple ribbon......only the best for old fussy pants here :D (Just in case you were wondering, this week is lilac) It will obviously make shopping a far more enjoyable event :p

    Being kinder to ourselves is definitely the way forward. It would be too much of a battle to survive long term otherwise.
    One step at a time ;)
  • Purple ribbon now your are talking my language I am known as the purple lady in Uganda :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

    I do think you need a new hobby though I am very worried now mainly because I could never ever find the time to do anything like that :o

    Anything that makes shopping more enjoyable has to be worth a go :T

    DTxx
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    sneaky new diary :D
    i have to agree with you Dt your oh is a 2 in a million (im number 1 :cool:)
    as are you all!!!!!!!!!!!

    have to get my act together and sort out my outgoings eth and maybe a new diary

    though the idea of colored pens and cards sounds to confusing for little wooly me :D
    s xx
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hello your wooliness!

    DT, I'm with you - I can't even make myself keep a spending diary, but I'm with you too, Hopeful - shopping has to feel good, or you (erm, I) can make some dreadful mistakes :)
    2023: the year I get to buy a car
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    Karmacat wrote: »
    Hello your wooliness!

    DT, I'm with you - I can't even make myself keep a spending diary, but I'm with you too, Hopeful - shopping has to feel good, or you (erm, I) can make some dreadful mistakes :)

    Yes, you can include me in dreadful spending mistakes!!! I can't cope with a spending diary either, but I really need to tighten up on my spending. Since a change in circumstances I can only rely on my money and anything else i get has to be seen as a bonus. I've had to borrow to move and replace my car so there's a HUGE strain on my finances now. I am a stubborn devil and won't let it/people get me down (which is hard at times :o). I function far better with a plan and always have my little ones for motivation. So wish me luck, 'cause i've gotta stick with it now,otherwise it will be a waste of pretty card and ribbon...i hate waste :p
    One step at a time ;)
  • OK that's two people I am officially worried about :rotfl::rotfl::rotfl: actually I am quite fond of coloured pens myself ;)

    Just keep hanging on in there GA that's about as much as I can do at the moment
    DTxx
    shaun40400 wrote: »
    though the idea of colored pens and cards sounds to confusing for little wooly me :D
    s xx
    Karmacat wrote: »
    Hello your wooliness!

    DT, I'm with you - I can't even make myself keep a spending diary, but I'm with you too, Hopeful - shopping has to feel good, or you (erm, I) can make some dreadful mistakes :)
    Hopeful1 wrote: »
    Yes, you can include me in dreadful spending mistakes!!! I can't cope with a spending diary either, but I really need to tighten up on my spending. Since a change in circumstances I can only rely on my money and anything else i get has to be seen as a bonus. I've had to borrow to move and replace my car so there's a HUGE strain on my finances now. I am a stubborn devil and won't let it/people get me down (which is hard at times :o). I function far better with a plan and always have my little ones for motivation. So wish me luck, 'cause i've gotta stick with it now,otherwise it will be a waste of pretty card and ribbon...i hate waste :p

    :think: Errrrm... is now a good time to mention that some people also keep spending diaries / income forecasts / income & outgoing spreadsheeds and debtpayment logs :whistle: Some even keep dreamboards with pictures of their little n large goals on .... including bells, whistles n coloured ribbons :o

    I am just sooooo sad :rotfl::rotfl::rotfl: Think I'd best go crawl in a corner somewhere & hang my head with the shame of it all :p

    Angel xxx
    ~ On the Road to Making Dreams Happen ~
    January £10 a Day Challenge £ 0.00 / £750 - (Running Total £1,512.11)
    52 Week Challenge £ 0.00 / £1,378

    Debt Owed £23,200 / £19,251 - Mtge Owed Bal £140,000 / £130,940 - Total Debt Balance Owed : £163,200 / £150,191
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.