Lois_E begins a long MFW journey

Calfuray

Lois_E wrote: »

OK, done it.

I took the ".00" off the end of the family loans, since they're both nice round numbers now and I'm intending to keep them that way. I took the "20" off the beginning of the years in the the four dates in the bottom line. I changed "borrowing" to "owed" and got rid of the word "house". After all of that, I had enough characters spare to fit in my emergency fund to go on the same line as my ISA.

It was worth it - look, I've shaved 13 months off my projected neutral date

Edit: And now I've made it all a bit smaller, so it's not quite so much in your face.

That was a lot of tweaking

And I liked it 'in yo face!'

Lois_E

Anyone else want to say whether they prefer the original default font size or the new smaller one?

Going to be a spendy day today. There are various things my kids have been needing for a while that I've been putting off buying, but can't put off any longer.

skint_spice

I prefer the new one

Lois_E

Well, if nobody else is going to proffer an opinion then I'll stick with the small version. I've checked back and see that the EF did have a bit in it back on "maximum owed day" in Sept 2011, so have adjusted for that. Even so, I am slightly stunned to see the numbers sitting there saying that I have made very slightly over £10k of progress over the last year and a half. How did I manage that???? :shocked:

Am now v excited at the idea of how quickly this mortgage might come down once the EF is fully in place and doesn't need me to keep feeding it.

On a smaller scale, today I had another noisy lunch being backup for the dinner ladies and got another free lunch. Today won't make it into the category of NSDs, though, because I simply must go out and buy some loo roll this evening, or there will be disaster in the E household!

Hurdler

I know I am being dense, but what is EF?

VoucherMan

Lois_E wrote: »

3) Emergency Fund

Hurdler wrote: »

I know I am being dense, but what is EF?

I've not been following it all but I'd guess that's your answer after reading back a bit.

Calfuray

Hurdler wrote: »

I know I am being dense, but what is EF?

Emergency Fund

Lois_E

Yep, VoucherMan and Calfuray are right about EF being Emergency Fund. Thanks you two for answering the question while I was out for the evening (chez friends so no spend involved ).

Lovely to"see" you on my thread, Hurdler and VoucherMan. Thanks for posting. Hello also to Calfuray, pink poppy and teapot. :wave:

Glad to report that loo roll has duly been bought, so the potential crisis has been averted in time. At the same time I got stuff for DS's food tech lesson tomorrow, and stocked up on baking powder, cocoa powder (fair trade of course), milk and ice cream. Also got a concealer stick to use under my eyes to hide the dark rings.

gallygirl

Lois_E wrote: »

Glad to report that loo roll has duly been bought, so the potential crisis has been averted in time.

Now you see, Tilly is going to have the last laugh on all of us . She will be retired before she runs out :rotfl:.

Lois_E

Dropped into Boots today to pick up a prescription. Put my card in that machine thing that gives you offers. Got 2 vouchers for 25% off any one item specific product type (eg shampoo/conditioner), and one for £2 worth of points if you spend £20. So I spent the time while they were doing the prescription to go round looking for stuff that was on offer (mostly 3 for 2 or 2 for 1.5) that we would use up anyway - shampoo and shower gel and stuff. So I spent just over £23 for goods that would have been £35 full price, and got an extra £2 of points to spend some other time.

PS Hello to gally, newgirly, Radish, pink poppy and skinty. Thanks for thanking/posting. :wave: