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Lois_E begins a long MFW journey

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Comments

  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Thanks pix, Radish & Squirrel

    Just waiting for Monday for the mortgage payment to go out so I can update the other numbers too.

    Planning for a big OP in March and lots of money to go into the ISA, but still not yet in a position to decide exactly how much. Must NOT wish my life away being impatient to get to the next mortgage milestone and forgetting to appreciate what I have in the here and now.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • nattypants
    nattypants Posts: 2,577 Forumite
    Lois_E wrote: »
    Welcome mrs motivated :wave:

    There are other lone parents on here as well. Some aren't posting very regularly ATM, but skint_spice and nattypants are both active and well worth reading IMO.
    Lois_E wrote: »
    Oh, and, um, thanks for saying I'm inspirational. Not sure how to respond but very kind of you to say it. :)

    You are inspirational:T however I beg that you don't highlight my diary to anyone. The entries are embarrassing enough, but I figure you lot are used to me now, so I'm able to freely trundle away with my musings.....I should have a disclaimer at the top of my thread warning people that under no circumstance will they come across any money saving gems of wisdom. Oh, and no MOPs occur here either:D
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    Lois_E wrote: »
    Must NOT wish my life away being impatient to get to the next mortgage milestone and forgetting to appreciate what I have in the here and now.

    Tell me about it I got paid on Friday and was thinking - 31 days until pay day :eek:
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That's why I like that I am paid in the middle of the month and my BF is paid at the end of the month, which means Monday is payday :T
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • nattypants
    nattypants Posts: 2,577 Forumite
    Radish72 wrote: »
    That's why I like that I am paid in the middle of the month and my BF is paid at the end of the month, which means Monday is payday :T

    So, what attracted you to your boyfriend radish?
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    nattypants wrote: »
    So, what attracted you to your boyfriend radish?

    Erm - his dashing good looks and the fact he loves to cook

    Plus when we got together I earned more than him :)
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Thanks for all the posting and thanking, everyone. :)

    Quiet sort of day today. Not doing much and not spending any money either. Trying to give some thought to what I might do about increasing the amount of storage in my house, if I ever make any progress with my clutter.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Well done on the £100 Lois, every little helps.

    Nattypants, I am definitely gonna read your diary now :D.

    I am exhausted today had a friends six year old overnight, he has just left....... If the money fairy had given me £10 for every time he said, why, when and what for? In the last 24 hours I would be mortgage free :rotfl:
    Well Behaved women seldom make history

    Early retirement goal... 2026

    Reduce, reuse, recycle .
  • nattypants
    nattypants Posts: 2,577 Forumite

    Nattypants, I am definitely gonna read your diary now :D.

    Good luck with that one Mrs M ;)
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Thanks mrs m and everyone. :)

    Mortgage payment goes out tomorrow. Will be able to update sig soon. :D

    Wishing lots of energy and motivation to all MFWs who are as exhausted as I am!
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
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