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Lois_E begins a long MFW journey

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  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    gallygirl wrote: »
    Glad you're ok Lois and am sure you will feel up to more soon.

    Thank you. :)
    gallygirl wrote: »
    BTW........ my spreadsheet is still broken :eek::eek::eek:.

    :rotfl:
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Lois, I am so sorry to hear about your Mum.

    Big (((hugs))) - take care and we hope to see you around.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500
    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • Secret_Saving_Squirrel
    Secret_Saving_Squirrel Posts: 4,138 Forumite
    Mortgage-free Glee!
    Hello,

    We missed you. So sorry to hear the news. We do seem to have a growing F I wannabee community here and it would be nice to hear from you from time to time,

    Squirrel x
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    edited 13 April 2019 at 9:14PM
    It's been more than 4 years since I was on here. I think I need to come back, though.

    Stuff happened. It's a long story and not something I want to get into on a public forum, but let's just say it involved some very expensive repairs and alterations, and leave it at that.

    My family were amazing (again) so I haven't had to borrow at interest, but I do have just shy of £29k of interest-free loans that I need to pay off, gradually. Because the loans were house-related, they live in a "mortgage" box in my brain rather than a "debt" one, IYSWIM. So is it OK for me to come back onto MFW? Will some of you lovely MFW people support me on my journey once again, please?

    I'll update my sig later [edit: done now]. For now, I'm just planting a flag by posting this to commit to starting the effort again.

    Thank you.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • teapot2
    teapot2 Posts: 3,543 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi Lois :wave: I remember you from a while back. I had a break of a few years and started a new diary a few months ago. I'm mortgage free but wanted to post on this forum as it felt like 'home'. Everyone has been very welcoming so I'm sure you'll be welcome back too :cool:

    Sorry to hear that 'stuff happened' and good luck going forward....
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Thanks teapot. I'll check out your new diary now. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Welcome back Lois. Hope everything ok. Was thinking of you recently actually during some spreadsheet struggles!

    Are you going to start a new diary or keep going with this one?
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    edited 14 April 2019 at 10:06AM
    CathT wrote: »
    Welcome back Lois. Hope everything ok. Was thinking of you recently actually during some spreadsheet struggles!

    Are you going to start a new diary or keep going with this one?

    Hi Cath :wave:
    I think I'll carry on with this one. I've dropped in on your diary too. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    :wave: Welcome back. :wave:

    I’ve started a shiny new diary for my shiny new (to us) house.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Welcome back from me too! :)
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
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