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Lois_E begins a long MFW journey

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  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hey Lois. Are you wound down from term yet?
  • Good luck with the OD and well done for doing the TC forms!! :D
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • Popping in to say hi and happy holidays. Long may they last

    Wish
    Mortgage outstanding: [STRIKE]£47,750 (August 2014)[/STRIKE] [STRIKE][/STRIKE]£46,950 (Nov 14)[STRIKE][/STRIKE] £44,900 (June 2015)
    Student loan: Paid off June 2015 - 10 years & 2months.
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hope you're having a good holiday :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • edinburgher
    edinburgher Posts: 13,890 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Has anybody heard from Lois?
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    edited 4 January 2015 at 7:05PM
    [FONT=&quot]Hello everyone[/FONT][FONT=&quot]
    So sorry to have vanished without explaining why. Some of you may have realised that after posting quite a lot about my mum being ill, I stopped mentioning her online. Well, she deteriorated slowly and gradually with dementia and some physical illnesses too, and eventually died. Winding up her estate was complicated - she owned some foreign property which complicated matters - but eventually we sorted it all. I inherited enough to pay off my mortgage and my loans.
    I still have fond memories of you all, and I hope everything is going brilliantly for you, but most of us have busy lives, and I'm no exception, and mine has moved on from the whole MFW thing.
    Best wishes for a very happy 2015,
    Lois.
    [/FONT]
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    Hey Lois,

    So sad to hear that. Biggest hugs and wishes for you for the future.
    I know exactly what it's like to see that happen, and when it's your Mum I don't think it matters what age you are, it always hits you hard.

    Sorry becoming MF has happened in the worst of circumstances. I hope you can still visit sometimes, even if it's to move on and think of financial independence or something.

    Lots of love,
    Cal
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    edited 4 January 2015 at 7:44PM
    Thanks Cal.

    The thing is, I'm afraid to say I've stopped updating my spreadsheet. :eek: Well, I've updated the mortgage page to show it's paid off :D but the pages that relate to incomings and outgoings with my various bank accounts are MONTHS out of date. Which is going to be a problem if I don't get caught up by the time HMRC want me to fill in forms when tax year 14-15 finishes. :o

    When I eventually get my spreadsheet sorted, I might come on here to think about how best to look after (and I hope also grow) what remains of the money Mum left me. It would be nice to be able to give my kids a help with mortgage deposits when they're grown up.

    ATM the spreadsheet isn't calling loudly enough at me for me to sort it out yet. You're so right that losing your mum hits you hard however old you are, and I am taking a lot longer to bounce back from it than I thought I would, so I am still in a "more important things on my plate than details about money" frame of mind. Which is why being on MFW hasn't felt like something that fits with where my head is, IYSWIM.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    You got til April, plenty of time ;)
    ATM the spreadsheet isn't calling loudly enough at me for me to sort it out yet. You're so right that losing your mum hits you hard however old you are, and I am taking a lot longer to bounce back from it than I thought I would, so I am still in a "more important things on my plate than details about money" frame of mind. Which is why being on MFW hasn't felt like something that fits with where my head is, IYSWIM.

    Completely right and understandable. Thinking of you x
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Glad you're ok Lois and am sure you will feel up to more soon.

    BTW........ my spreadsheet is still broken :eek::eek::eek:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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