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car insurance up for renewal but just had an accident
54druids
Posts: 516 Forumite
What do I do? My insurance is up for renewal in 2 days time and i have just had an accident. Noone else involved just a fence! Thing is my insurance has increased by 150 quid even though i have 5 years protected NCD so need to look elsewhere. Do I hang off claiming or do I claim and risk my insurance been whacked up when I renew. If I claim - how to i deal with the fact that I will be putting in a claim and then changing insurance company 2 days later.
Smile though your bank is breaking:)
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Will you be claiming? How much damage...any idea of likely cost? Vehicle and fence!0
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You have to (if indeed your are) claim on your present insurance. You cant hang off claiming and then claim from the new insurance poeple. When you claim, the first thing the new people are going to ask you is 'when did you have the accident' are you going to lie.
Big no, no, You will be found out. Who owns the fence, you will have to have that mended, when they ask the fence owner 'when did the acident happen' well its not rocket science as to what will happen then..
You have paid your present company to insure you, they should pay, full stop.
You must be scrupulously honest with your insurance company otherwise it will come back and bte you in the wotsits.
(This wasnt in North Yorkshire Today, was it, I passed an accident where exactly the same thing happened.make the most of it, we are only here for the weekend.
and we will never, ever return.0 -
The accident was at a friends house. Handbrake wasn't fully engaged and car rolled down a hill. Fence miniscule damage and pal says they aren't bothered. Car probs about a grand.Smile though your bank is breaking:)0
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and no it wasnt in north yorkshire - but that would have been well weird if it was!Smile though your bank is breaking:)0
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Strong F r i g g i n g fence!0
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short drive - and clearly my brain thought i was stronger than i was as my initial reaction was to try and push ha ha ha - stupid or what?Smile though your bank is breaking:)0
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so what do i do? looked on compare the meerkat and can halve my insurance premium but dont know what to do about claimSmile though your bank is breaking:)0
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well you either claim or wear the cost of fixing the car and the fence!0
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ok no i didnt but now i will. So I phone my present insurer and make a claim but in the same phonecall I tell them I am leaving them?Smile though your bank is breaking:)0
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