Pregnant with 1st baby. Do we get anything? what about the £190 grant?

zagfles

michelle1506 wrote: »

Thank you Melly, for what it's worth I think the threshold of 40k is a tad low for people with say two or more children, and could be higher..

There's a lot of confusion about the £40k threshold. It's not an income limit, it's the threshold at which the family element of CTC starts being withdrawn if the rest of tax credits have already been withdrawn.

With 4 kids & working full time you'd get tax credits in income up to £44k if no childcare, or with max childcare costs, up to £70k!

michelle1506

Thanks for clearing up that confusion! I guess tax credits are just very confusing!

zagfles wrote: »

There's a lot of confusion about the £40k threshold. It's not an income limit, it's the threshold at which the family element of CTC starts being withdrawn if the rest of tax credits have already been withdrawn.

With 4 kids & working full time you'd get tax credits in income up to £44k if no childcare, or with max childcare costs, up to £70k!

davetherave1

vroombroom wrote: »

the £190 was scrapped in Jan, so you won't get that. You'll get child benefit of £20.80 per week

How is that when there total income is 57000 and mine and my partner is about £24000 and i get told i earn to much.

By the way not meaning to start any kind of argument

pipscot

davetherave1 wrote: »

How is that when there total income is 57000 and mine and my partner is about £24000 and i get told i earn to much.

By the way not meaning to start any kind of argument

Earn too much for what? For child tax credits? Working tax credits? Child benefit?

meds12_2

DeeMarie89 wrote: »

Hang on there a minute. Some of us would have flipping LOVED to go to uni and be able to finish college. However, some of us had to work as soon as we were old enough. I had to leave home when I was 16, and I had to work my !!! of from when I was 15 in order to support myself. Not everyone has the means to go to university. Just because my circumstances didn't allow me to spend three years of my life dossing through uni having my way paid for me with a loan that, in theory, I may never have to pay back, it doesn't mean that we should be punished. At least we actually work, don't just sit on our !!!!!! claiming every penny the DWP throws our way.

I left home at 16, worked full time and supported myself, and then went to university as a mature student when I was 20 (when I went, if you had worked for 3 years full time, then parental income was not included for fees). I did a 1 yr foundation course (Yr 0 of the degree) for which I was supported as any student is (loans) and worked full time during my degree and in the holidays in order to fully support myself.

There were loads of older people / single Mums / career change etc on my degree. Maybe you could still go if you did some research?

diolch

michelle1506 wrote: »

By all means do away with tax credits, but bring down the high cost of child care first. That's the real problem here.

You can buy the solution from most good chemists, they generally come in packs of three!!!!

If you can't afford to pay for them out of your own resources then don't have them - simple.

I object to having this constant thing about having to fund childcare for parents, being taken out of my pocket!!
I brought my own kids up without financial help (excepting Family Allowance), so I damn well shouldn't be expected to fund someone elses sprogs!

Sorry but you have got me on a bad day - I dislike irresponsible parents today - shame I didn't stay at home!

meluvnext

diolch wrote: »

You can buy the solution from most good chemists, they generally come in packs of three!!!!

If you can't afford to pay for them out of your own resources then don't have them - simple.

I object to having this constant thing about having to fund childcare for parents, being taken out of my pocket!!
I brought my own kids up without financial help (excepting Family Allowance), so I damn well shouldn't be expected to fund someone elses sprogs!

Sorry but you have got me on a bad day - I dislike irresponsible parents today - shame I didn't stay at home!

This is a really immature attitude! I used to work as a nursery nurse before having my child, full day care costs for a child under 5 was £18-£20, this was 8+ years ago I am sure that was before tax credits were introduced, now your looking at £35 minimum full day care costs, because providers charge the top amount knowing they can get the money through tax credits.

So should the government crack down on providers charging these amounts we wont need tax credits to help out and then maybe the money that is being given to use via tax credits can make employers pay us a decent enough wage.

michelle1506

I think that you are making it seem much more simple then it actually is! Well you may be fed up but I am too! I'm fed up with hearing complaints such as yours, regarding funding other peoples childcare! I am 42 years old, worked all my life, and am only NOW having a family! I have worked since I was 15, paid taxes all my life (except for two very brief spells when I was unemployed), and even had two jobs as a student.

Yet you will NEVER hear me complaining about having to fund other peoples childcare for all that time!

I think I must stop coming on this forum, as I really DON'T like some of the views which are held!

diolch wrote: »

You can buy the solution from most good chemists, they generally come in packs of three!!!!

If you can't afford to pay for them out of your own resources then don't have them - simple.

I object to having this constant thing about having to fund childcare for parents, being taken out of my pocket!!
I brought my own kids up without financial help (excepting Family Allowance), so I damn well shouldn't be expected to fund someone elses sprogs!

Sorry but you have got me on a bad day - I dislike irresponsible parents today - shame I didn't stay at home!

melly1980

diolch wrote: »

I brought my own kids up without financial help (excepting Family Allowance), so I damn well shouldn't be expected to fund someone elses sprogs!
!

Ah...so some benefits are ok to have and others arent. Rather strangely, any that you have had are ok while any that you havent had are deemed unacceptable. Funny that is.

melly1980

michelle1506 wrote: »

I think that you are making it seem much more simple then it actually is! Well you may be fed up but I am too! I'm fed up with hearing complaints such as yours, regarding funding other peoples childcare!

Only a complete and utter moron can not see the benefit in funding some childcare. Without that funding there are simply more people out of work, not paying tax etc etc.