Pregnant with 1st baby. Do we get anything? what about the £190 grant?

rover25

I don't live in Scotland. Don't know why that is thought.
I regard my child benefit as being for my child not for myself. I'm sorry if you think I shouldn't get it but I feel my child is entitled to it just as much as anyone elses.

melly1980

Ayelet wrote: »

I don't get why high earners even get child benefit. I am on NMW paying tax over this and barely afford a holiday each year, yet my tax money could go to them in the name of child benefit.

Just doesn't seem fair.

well I will let you know why.

My circumstances as per other threads are as follows.

4 kids, 40K income. I am very near to the threshold for losing CB when it comes in.

However if you take another family with 4 kids, even if they earned 10 - 15K less their ACTUAL AMOUNT OF MONEY they have to spend on their family of 6 is very close to what I have due to the effects of Tax credits.

So then, If my child benefit gets taken off me I will actually be worse off than families that are in receipt of tax credits and Child benefit.

Can you tell me how it is fair that people can get a leg up THAT much that they suddenly have more money than people who dont qualify for benefits?

pipscot

rover25 wrote: »

I regard my child benefit as being for my child not for myself. I'm sorry if you think I shouldn't get it but I feel my child is entitled to it just as much as anyone elses.

"Entitled to" is correct - your child is entitled to it by law. Not many people will understand what on earth you might need it for but you are certainly entitled to it.

pipscot

melly1980 wrote: »

well I will let you know why.

My circumstances as per other threads are as follows.

4 kids, 40K income. I am very near to the threshold for losing CB when it comes in.

However if you take another family with 4 kids, even if they earned 10 - 15K less their ACTUAL AMOUNT OF MONEY they have to spend on their family of 6 is very close to what I have due to the effects of Tax credits.

So then, If my child benefit gets taken off me I will actually be worse off than families that are in receipt of tax credits and Child benefit.

Can you tell me how it is fair that people can get a leg up THAT much that they suddenly have more money than people who dont qualify for benefits?

are you not receiving any tax credits then melly?

melly1980

pipscot wrote: »

are you not receiving any tax credits then melly?

hi

as you well know I get a small amount. However come 2013 when it "goes west" I will be less than amused if people who earn lower suddenly get a leg up above me. It would be a system of epic stupidity if that is how it was to work. As it stands this would happen but much depends on precisely how they change the tax credits system.

The CB proposals are very poor. By all means remove them from high earners such as myself but there is no excuse for not doing it in a taperd fashion or on a combined income basis which wold be more fair.

sarflee

Personally cannot see where the OP has expected any "sympathy", just appears to be making sure they are getting what they are entitled to.

Do you still get free dental during pregnancy and for about 6 month afterward?

DeeMarie89

melly1980 wrote: »

well I will let you know why.

My circumstances as per other threads are as follows.

4 kids, 40K income. I am very near to the threshold for losing CB when it comes in.

However if you take another family with 4 kids, even if they earned 10 - 15K less their ACTUAL AMOUNT OF MONEY they have to spend on their family of 6 is very close to what I have due to the effects of Tax credits.

So then, If my child benefit gets taken off me I will actually be worse off than families that are in receipt of tax credits and Child benefit.

Can you tell me how it is fair that people can get a leg up THAT much that they suddenly have more money than people who dont qualify for benefits?

One would hazard a guess that it's because it's not a like-for-like comparison? It costs more to raise 6 kids than 4.

To be fair, including TC & CB & my husbands FT employment, we have plenty of money to pay all our bills, rent etc, buy food, and put a little away each month, so I can't understand why people moan when they earn 40k a year and want TC's and CB.
If my family had an income of £40k, we wouldn't know what to do with it. I think all too often people are too busy grabbing every penny they can get and spending it on things they don't need.

melly1980

DeeMarie89 wrote: »

One would hazard a guess that it's because it's not a like-for-like comparison? It costs more to raise 6 kids than 4..

Try reading it again. Both are families of 6 (ie 4 kids and 2 adults)

DeeMarie89 wrote: »

To be fair, including TC & CB & my husbands FT employment, we have plenty of money to pay all our bills, rent etc, buy food, and put a little away each month, so I can't understand why people moan when they earn 40k a year and want TC's and CB.
If my family had an income of £40k, we wouldn't know what to do with it. I think all too often people are too busy grabbing every penny they can get and spending it on things they don't need.

Because you dont have the faintest idea of the reality of the situation. I can use this example because I have a real life example of it.

If my family (of 6) has 40K of income why should we only have 100 - 200 pound per month more than a family that earns over 10 thousand pounds less and also has a family of 6. That is the reality here. People with much much less money are being made as well off.

rover25

pipscot, I will use it for things that my child needs, just like every other mother would. I'm glad you agree that my child is entitled to it like every other child regardless of their parents income.

melly1980

DeeMarie89 wrote: »

.
If my family had an income of £40k, we wouldn't know what to do with it. .

Not so.

For every 1000 pounds you increased your wages by you would lose 330 of it to tax and NI and 410 of it from your tax credits that you do get.

Your 1000 per year pay rise in reality to you would be worth ~£260 per year. So you would have to get yourself a 10 grand pay rise just to be ~200 per month better off than a family in the same circumstances who didnt get the pay rise.

This would continue until your tax credits had been tapered away. S