Moving in with unemployed partner help on benefits

HappyMJ

bonehead903028402 wrote: »

Ye it's for a 1 bedroom flat, the flat we were gong to rent is private rented 2 bedrooms and is 345 a one bedroom flat private rented is about 325 in this area

Right now you are going to have a problem. You have to pay the difference between £280 and £345 yourself from benefits and earnings but increasing your earnings by either of you will cause you to lose more JSA then eventually to lose HB and CTB at 85%. You may get Tax credits to help survive but you'll then lose them at 41%. Then there is tax and NI to pay so you'll need to earn quite a lot just to cover the £65 per month shortfall. It's only £15 per week so not really that much to cause hardship.

What I'm trying to say is if you earn £15 more per week and you'll lose £14 in benefits.

allen35

HappyMJ wrote: »

Right now you are going to have a problem. You have to pay the difference between £280 and £345 yourself from benefits and earnings but increasing your earnings by either of you will cause you to lose more JSA then eventually to lose HB and CTB at 85%. You may get Tax credits to help survive but you'll then lose them at 41%. Then there is tax and NI to pay so you'll need to earn quite a lot just to cover the £65 per month shortfall. It's only £15 per week so not really that much to cause hardship.

Wow MJ don't think Ian Duncan Smith would understand that never mind an unaware OP

bonehead903028402

Think I'll just leave it for now and move in after I either find a full time job or he find employment

dmg24

bonehead903028402 wrote: »

Think I'll just leave it for now and move in after I either find a full time job or he find employment

Remind me when love went out of fashion?

bonehead903028402

We don't live together at the moment, I live with my parents and he rents his own place. We have only been together a year so there is no rush for us to move in together.

I don't think the fact that he would have no money at all, so I would have to pay for everything would be good for our relationship.

Caz3121

he is going to struggle and have to budget well as he will need to make up the rent shortfall from his JSA

sunnyone

bonehead903028402 wrote: »

It is a private landlord we are renting from

bonehead903028402 wrote: »

We don't live together at the moment, I live with my parents and he rents his own place. We have only been together a year so there is no rush for us to move in together.

I don't think the fact that he would have no money at all, so I would have to pay for everything would be good for our relationship.

So you have as a couple rented the new flat and then you are leaving him to pay for it all because you are expected to claim as a couple?

Now thats shallow and even after being a regular reader of this board for yonks this is low, not only have you shafted him you have shafted the LL.

bonehead903028402

No he already private rents he is just moving to a new house by his own choice as he would be if we were together or not. It is only him that has applied for the new house it is not in both our names. He has asked me how I would feel about moving in with him this is why I asked this question to see how it would work if I was to move in with him.

I don't think he would be happy having to rely on me for money either, he works in the building trade and usually earns over 1000pcm but most the work is temporary so he has to sign on in between jobs

sunnyone

bonehead903028402 wrote: »

It is a private landlord we are renting from

^^This says a very diffrent thing to this below, why would he move to a more expensive home if it wasnt to be your home too?

bonehead903028402 wrote: »

No he already private rents he is just moving to a new house by his own choice as he would be if we were together or not. It is only him that has applied for the new house it is not in both our names. He has asked me how I would feel about moving in with him this is why I asked this question to see how it would work if I was to move in with him.

I don't think he would be happy having to rely on me for money either, he works in the building trade and usually earns over 1000pcm but most the work is temporary so he has to sign on in between jobs

I wish you well and hope that you both get more work soon, my ex husband is a builder and there is always work about at a decent rate, has he looked at agencys etc?

dark_lady

Sunnyone i dont think the OP has shafted anyone. How about the Ops boyfriend taking responsibility for his own actions and choices or has that gone completely out of fashion.