Threatend with court...can that happen

WellKnownSid

Kmc wrote: »

...is there anything I can say that means I don't have to pay him

The loser failed to get you the exact model of phone you wanted - you ended up with an inferior, nah, grossly inferior mobile telephony experience.

A combination of stress and the complete lack of video features on the handset you were given resulted in the subsequent loss of the handset on the Clapham omnibus on the grounds of diminished responsibility.

It sounds like an open and shut case to me.

barbarawright

Your first post is slightly confusing - was the chap paying for the insurance for your original phone, then made a claim on your behalf and you decided you didn't want the replacement? You then sent it in the post and expect him to make the claim for its loss (please don't try selling on eBay if you think this is the way to go about things), then you managed to lose his phone and think he should claim for that as well (regardless of the fact that his insurers might be a little suspicious of two claims in a short space of time).

Well, the bad news is, he might take you to court. The good news is, look at the Sticky on the top of this board and see if you can find any examples of people actually getting back money they'd lent to relatives if they didn't want to pay. So I would say there's very little chance of you having to pay him. I suppose it all comes down to whether you think your relationship with your sister and your sister's relationship with this chap (who seems a paragon of restraint and generosity) is worth more than £400.

paddyrg

Claim compo ;-)

dacouch

paddyrg wrote: »

Classic line.

The judge will take this into account, I'm sure.

The "I'm not responsible as you are going out with my sister" defence is enshrined in English Law, it's better known as the law or "T[STRIKE]A[/STRIKE]rt"

Kmc

Tigsteroonie wrote: »

So you borrowed a phone from him, and lost that on a bus.

You also got him to claim from his insurance (he paid an excess), then you sold that replacement phone and presumably pocketed the money.

From how I read it, you owe him (1) for the lost phone which he lent you and (2) the excess he paid his insurers. You shouldn't expect him to submit a second claim for the phone that you lost, he's already done you one favour by claiming in the first instance.

I needed the money to save up to go away to Thailand with my boyfriend.

barbarawright wrote: »

Your first post is slightly confusing - was the chap paying for the insurance for your original phone, then made a claim on your behalf and you decided you didn't want the replacement? You then sent it in the post and expect him to make the claim for its loss (please don't try selling on eBay if you think this is the way to go about things), then you managed to lose his phone and think he should claim for that as well (regardless of the fact that his insurers might be a little suspicious of two claims in a short space of time).

Well, the bad news is, he might take you to court. The good news is, look at the Sticky on the top of this board and see if you can find any examples of people actually getting back money they'd lent to relatives if they didn't want to pay. So I would say there's very little chance of you having to pay him. I suppose it all comes down to whether you think your relationship with your sister and your sister's relationship with this chap (who seems a paragon of restraint and generosity) is worth more than £400.

What if he takes it off my sister? What if he does take me to court and then baliffs come knocking on my parents door?

As for what my sister thinks, My dad told her if she doesn't side with me she should never come home (She lives with him) so she is siding with me. They were engaged but my sister said that things are so strained because I told her to tell him to call it off thye may call it off.

I don't feel I owe it to him. He is a nice guy why can't he accept this

Kmc

paddyrg wrote: »

Claim compo ;-)

Should I? He is putting me under stress

dmg24

Kmc wrote: »

I needed the money to save up to go away to Thailand with my boyfriend.


What if he takes it off my sister? What if he does take me to court and then baliffs come knocking on my parents door?

As for what my sister thinks, My dad told her if she doesn't side with me she should never come home (She lives with him) so she is siding with me. They were engaged but my sister said that things are so strained because I told her to tell him to call it off thye may call it off.

I don't feel I owe it to him. He is a nice guy why can't he accept this

I think I just wet myself a little! :rotfl:

DCFC79

Hang on, so am i right in thinking you sold the replacement phone ?

so what happened to the phone that was faulty ?

why werent you happy with the replacement phone that was sent(was it wrong shape/colour) ? a blackberry is a blackberry whether its a curve or another version

why dont you think you should pay your sisters boyfriend back ?

Tiddlywinks

Gawd, this has to be a wind up... can anyone be this?... this?... this?... words fail me.

By the way, look here for the complaint about how the OP has been treated in this thread:

https://forums.moneysavingexpert.com/discussion/3179222

Tigsteroonie

To feed or not to feed.