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Barclaycard PPI - ticked box?
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For all those considering going to the FOS, my advice is.. do it. 2 years ago I contacted Barclays who gave me several loan accounts which supposedly had PPI. Barclays paid on all but 1 of them saying it was so long ago (2000) that they had no evidence of it being mis-sold. Took this to the FOS and went through the normal procedure.. and waited. Barclays came back with an offer which at least confirmed they did in fact have details, so I rejected the offer. Barclays then said they would abide by FOS guidelines. After 18 months of waiting, Barclays finally paid over £13k.
To check that all loans had been dealt with I sent a SAR to Barclays which came back also showing PPI premiums on 2 Barclaycard accounts, so just sent off the forms for these, as I don't recall ever requesting PPI.
So stick to your guns and go to FOS, but be prepared to wait....0
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