parent buys daughter a house.

max123

thanx for your reply, when you say if it doesnt work out, your mum would have no money and no home, that is not entirely true!!! if it doesnt work out, the state would take the house to pay for her care, as it was her money that brought the house. you see i would not have got rid of my mums property to avoid care fees, that is illegal. i would have turned her flat into my house, and should it not work, social services can, and wil,l take my house, instead of mums flat to pay for care fees.

gettingready

i am doing the state a favour looking aftewr mum instead of them doing it

Ermmm no - it is YOUR mum and you simply owe it to her - she brought YOU up, hasn't she?

Borrowing lump sum money from your son and giving it back over 14 years (!!), interest free too I guess?

Waiting for yoru dad to die so you can get your 15k share?

Woman, you are using your family for your own advantage, no matter how you dress it up to make it look different.

max123

Littlered81 wrote: »

I'm a social worker and have spent seven years working in Adult Social Care. There are several facts I want to highlight to you.

You have never mentioned your mother's feelings on selling her house and moving in with you, is this what she wants? Obviously I don't know your mother's needs, but if she is looking at moving in to a residential or nursing home, this is because she needs round the clock care. I noticed in one of your responses you suggest you could get a part time bar job to pay your son back. The chances are you would not be able to leave your mother that often and for the length of time of a shift at a pub. To that I would also like to point out the huge strain of being a full time carer. Your home and life will essentially be dominated by the care you provide for your mother. Some people are better equipped to manage this than others. From a personal point I have found that people who have a large support network of people prepared to help out, either with care or other tasks, cope better. However, this is no guarantee and the strain on your relationship with your mother as well as the complete change to your lifestyle need to be thought through carefully. I have known carers who have had difficutly being able to go and do basic tasks, such as weekly shopping, trips to the bank, the hairdressers, dentists, etc.

I would go back and look at the link to the deprivation of assets information you were given earlier on. Giving you all the proceeds from her house could give you both a major headache in the future. If you find you need a break from caring, or perhaps need two carers to lift her or use a hoist, the local authority will deem her to have intentionally given you the money to avoid paying for care, as by now she clearly recognises that she needs support, as do you. She will therefore have to pay for carers herself. It may become too much to care for her at home, either because of her increasing needs or you coping as a full time carer. If she moves in to a home at a later stage, she will again still be liable to meet the full cost. Fees vary from around £400-£1200 per week for care as a very rough figure.

As a last point, I think you should be aware that depriving her of capital could also affect her pension credit, so she may end up with less income than you have counted for.

thank you for pointing that out, i hadnt considered this affecting her pension credit. that would be a no go! i wonder if it would?

max123

max123 wrote: »

thank you for pointing that out, i hadnt considered this affecting her pension credit. that would be a no go! i wonder if it would?

ps mum is desperate to live with me, she really doesnt want to go into care. mum usually comes to me every day as it is, because she is in hospital, she is allowed to come and go as she wishes so she gets the bus to my house, most days., but now she is better would be transfered into a home, instead of the hospital, i expect even in the care home, she will come to me everyday, but the home would get paid for it.

shegirl

max123 wrote: »

thank you for pointing that out, i hadnt considered this affecting her pension credit. that would be a no go! i wonder if it would?

Why?Would you be worried about her not having enough or not being able to give you more?

Why would your mother have to pay £100 a week rent if she moved in with you?

You now say you are unemployed anyway...now we know why you are so desperate

You want to know if you'll be able to get a small mortgage while unemployed and living on benefits???Are you have a laugh?WTH?!?!?!?

Give up!Do what is right for your mother and stop thinking about money money money.Sure money is to be considered in a sense but not buying a house with other peoples money and not being selfish

shegirl

max123 wrote: »

ps mum is desperate to live with me, she really doesnt want to go into care. mum usually comes to me every day as it is, because she is in hospital, she is allowed to come and go as she wishes so she gets the bus to my house, most days., but now she is better would be transfered into a home, instead of the hospital, i expect even in the care home, she will come to me everyday, but the home would get paid for it.

Would you care to make it sound even more like you don't want to lose what you think should be your inheritence

suelizab

Just plain nasty or a Troll!

suelizab

If I knew where you lived I'd have to go round and sort you out!

max123

gettingready wrote: »

Ermmm no - it is YOUR mum and you simply owe it to her - she brought YOU up, hasn't she?

Borrowing lump sum money from your son and giving it back over 14 years (!!), interest free too I guess?

Waiting for yoru dad to die so you can get your 15k share?

Woman, you are using your family for your own advantage, no matter how you dress it up to make it look different.

ps i have forgotten the idea of borrowing from my son, that doesnt work. i need an idea that the solicitor will agree to. he will want to know how my son would get his money. anyway im not going to let my son wait that long, so im wondering if i could borrow off some other means than my son.

max123

suelizab wrote: »

Just plain nasty or a Troll!

how can i be nasty, i havent done anything, this is purely an idea, at the moment and if the solicitor thinks its a bad idea, no one will go ahead.