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Friday 8th April - What small DFW things will you be doing today?!

pixiechick99
Posts: 3,730 Forumite


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Goood morning everyone....and woop de woop, it's Friiiiidaaaaaay:beer::beer: (Even more exciting for me, it's the the last day of term:T)
Nothing exciting happening here today, I am going out for lunch though, just a coke and a sarnie but nice for a change;) No not an NSD but it won't cost any more than a fiver.
Sun is shining, I'm feeling less rough than in the last few days (poor insides don't agree with new tablets:():( and I have 2 weeks off after today - gotta be a reason to sparkle eh?!
Right, time to get my list down:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.

Goood morning everyone....and woop de woop, it's Friiiiidaaaaaay:beer::beer: (Even more exciting for me, it's the the last day of term:T)
Nothing exciting happening here today, I am going out for lunch though, just a coke and a sarnie but nice for a change;) No not an NSD but it won't cost any more than a fiver.
Sun is shining, I'm feeling less rough than in the last few days (poor insides don't agree with new tablets:():( and I have 2 weeks off after today - gotta be a reason to sparkle eh?!
Right, time to get my list down:
- check banking
- chack onepoll - seem to be screened out of all of their surveys now:(
- packed lunch for dd2
- heating off
- Meal from plan tonight - checken curry
- take meat out of freezer
- towels on washing line
- LSD - just buy lunch
- free cuppas at work
- enjoy the sun after work:T
I really need to sort out a new signature!
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Comments
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Hi everyone :wave:
Thanks for starting us off Pixiechick!
Me:- Check banking
- VSP transfer - now over £100 - saving for weddings we've got coming up
- Take some £2s from stash to buy a drink at lunch
'Need' to go to the pub at lunch for my bday... Oh well, doesn't happen v often
- HM sandwich for lunch
- Walking
- Free cuppa
- Bit of voluntary work??? Write a letter if time.
- Cash in winning lotto ticket - £10
- Did big shop with MOC - arriving tomorrow :T But realised I never used the vouchers I had for extra points... Oh well.
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hello ladies :wave:hello all the lovely ladies & Karb to follow (Karb what is it you do for work that you travel so much?)
Yay its Friday & I have the day off :j (am working tomorrow but will cross that bridge when I come to it!) I have sad news tho - I was the victim of internet fruad yesterday and my accounts have been clean wiped out:mad: actually I'm more
. I will get the money back but next week. I need to contact credit fraud company today to get a fruad referrence put on my file in case the peson tries to steal my identity rather than just wipe my bank acc - I was sooooooo stupid and gave away all of my security details
I feel really violated actually...
Anyway so that! Also:- go for a run
- go through fridge - make sure nothing is going to go off
- eat left overs for tea/lunch
- check for surveys
- do some housework
- plant some seeds & do some gardening
- maybe go out for a drink tonight with oh - its been soooooooo long...
Karb congrats on the 100 days :jDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Och sorry to hear about your internet fraud DNMS
Thanks to pixie (I think?) for starting the thread...am really tired this am so might go back to bed in a mo. I thought I wanted a cig/nicorette. Had the nicorette and realised I was just tired. Tiredness has caused me to go back to the cigs before IT WILL NOT THIS TIME!!!
So today's agenda
DON'T SMOKE
AM
* Ironing
* Read up on Eager learners
* Clean the boys out
PM
* Card make and write to sheena & TD
* Food shop
EVE
* typing tutor
* Bethany for tea
* Let the boys out for a run
* Evening routine
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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Good morning all, and thanks to pixie for starting the thread today.
I had a meeting with my boss yesterday regarding how I feel about the job. I told him I'd like to drop the two admin days and just do the accounts and payroll, but I can't afford to lose any moneyI think he was shocked at how much I hate the job and said I always appear happy. Yes mate, I put on a professional facade!!
Anyhow, list so far:- checked banking - still healthy
- checked for surveys
- made a lunch to take to work
- fed and watered the chickens
- boxed half a dozen eggs to sell
- ride bike to work as it uses less fuel and it's a lovely day
- free drinks at work
- get paid for eggs
- charge mobile at work for the weekend
- read at lunchtime to avoid the shops
- dinner from stores
- have an NSD
Have a good day folks, stitchy xMaking magic with fabricLight travels faster than sound. This is why some people appear bright until you hear them speak.0 - checked banking - still healthy
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Good morning all, lovely day here in Scotland, i'm working till 4pm, then off out for tea with a few girlfriends at work. Won't be a NSD but hopefully won't spend more than £20 as need to put petrol in car too.
Today I will/have:
-Homemade sandwhich for lunch
-go for 25 min power walk at lunch
-check Groupon for Scotland cities & Manchester
-Check bank (a bit scared about this!)
-Free tea/coffee/water at work
-Not eat anything out of canteen/junk machine
-Do not drink any alcohol/do not feel the urge too!
-Smile
Thats it folks, hope everyone has a great weekend xxxx0 -
Morning all
Aw Determined I really feel for youI had my CC cloned once and even that made me feel awful, but to have your real money taken it's literally like being mugged.
Anyways, here is my list:-
- [STRIKE]Checked banking[/STRIKE] v. healthy
- Choccy mousse from home (all out of other food! :rotfl:)
- Write Mr T's list
- Ex borrowing my car this weekend. Friend picking me up from work and taking me to Mr T's
- [STRIKE]Dosed up on medicines from stores[/STRIKE]
- [STRIKE]Check and update spreadsheet[/STRIKE]
- [STRIKE]Order contact lenses from cheap online place[/STRIKE]
- [STRIKE]Book hairdressers for me and lil sister for when they're down[/STRIKE]
- Ex has DD tonight and all weekend, so I WILL finish lifting the turf in the garden! As he has my car too I can't really go anywhere unless I steal DB3's motorbike...:T
- Do some surveys, I too seem to be getting screened out Pixie!
JxNothing to report as yet...give me a minute...!0 -
Thanks for the start, pix! Enjoy your lunch out.
enjoy your bday drinks, la e!
Need to scoot off, but in the meantime today I will:- walk to work
- bring in lunch from home
- work to get things sorted from the rest of the week that I havent gotten to
- maybe go out with OH after work, not sure yet
- clean flat as it looks like a bomb hit after having a friend over for dinner last night
- bring in a skirt for a friend to mend for me
- maybe gym after work... mh, or maybe not
- hopefully get tax forms sorted and sent
Happy friday everyone!Mortgage free by 30:eek:: £28,000/£100,000Debt free as of 1 October, 2010
Taking my frugal life on the road!0 -
Morning all! Being managing to read each day but not post I'm afraid life has somewhat overtaken things at the moment
anyway onwards and upwards. Am off work today and Monday as we are going away for a long weekend with the family :j I have however been ill most of week, feel a bit better today, why is you are never ill when you're at work only when you're off;) anyway list for today:
Shop at mr s using voucher. Will split 3 ways with family as food for weekend as going sc
Washing on, dry naturally whilst away
Pack
Check banking
Move some money around make sure I update spreadsheet
Meal plan for next week
Pick DD up early from nursery and head off:T
Think that's about all folks, have a great weekend everyone, see you next week. Let's hope the sun shines0 -
Morning everyone, happy Friday! Little notes before I bang on about the stuff I'm gonna do...
Pixie - Ta for starting us off
DNMS -I hope you can get everything back from the fraud, poor you
Erme - Good luck with not smoking, you can do it!
La E - Enjoy your' b'day drink
Righteo, so today I will:-- Go opticians
- Have an NSD (yay!)
- Lunch/snacks from home
- Free tea/water at work
- Check online banking
- Get my car insurance renewal terms & shop around!
- Check emails
- Get letters finally sorted to chase for total balance from creditors
xx
October Grocery Challenge - £67.18/£135
Save up £500 - £0/£500
NSDs for October - 0/100 -
Hello All,
It's Friday but I am snowed under with workso I think all I will have time for today as well as work is :
- check my online banking and move money around
- try again with OnePoll
- eat my packed lunch
- book my travel for work next week
Sorry to hear about the internet fraud DNMS, horrible feeling I bet so I hope you get the money back soon x
Have a good day everyone,
Jules0
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