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Where is everyone moving their Lloyds Vantage money to?

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Comments

  • KTF
    KTF Posts: 4,855 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    0800 731 0242

    Mention that you read about it in The Times if you dont have a letter and they ask how you found out about it.
  • BigDonut
    BigDonut Posts: 291 Forumite
    dorsetlass wrote: »
    A little while ago someone very kindly posted a copy of the Incentive Saver offer letter onto one of these threads. I've looked through a few and now cannot find it. I used it at the time to open an Incentive Saver, which was easy to do, but now I would like to give the phone number to someone else, but I can't find it. Many thanks in advance.

    I think the post you are looking for is http://forums.moneysavingexpert.com/showpost.php?p=43659670&postcount=11
  • savetilibleed
    savetilibleed Posts: 1,363 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I decided to put the max in a cash ISA for a year (as I'd not moved any new money into ISAs this year, only transferred), and the rest, taking the balance of two my three Vantage accounts to £3000 to the new Coventry Poppy Online Saver. The upside of still having Vantage money available, is truely instant access.
  • grumpycrab
    grumpycrab Posts: 5,032 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Bake Off Boss!
    I'm keeping 3x5K in Vantage for the present. I guess this is just out of brand loyalty (crazy I know, but also ease of access I suppose). If they get down to 3x3K I'll think about transfer to an alternative 3% account (e.g. I've also got a Santander eSaver which, fingers crossed, hasn't caused me any grief...yet).
  • wearside_2
    wearside_2 Posts: 1,508 Forumite
    Cashback Cashier
    I've kept 2 X £5000 as it is instant access by Faster Payment.
    To Dare is To Do:beer:
  • dqnet
    dqnet Posts: 308 Forumite
    Tenth Anniversary 100 Posts Combo Breaker Name Dropper
    Just spoke to them and mentioned The Times, went down a treat :)
  • thenudeone
    thenudeone Posts: 4,462 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I advise everyone who thinks they have Vantage to check that they actually have.

    My OH applied online for Classic with Vantage (I have the screen prints to prove it) and the welcome letter is headed "Welcome to your new classic vantage account with Lloyds TSB" but they did not apply the Vantage option to the account.

    Lloyds customer services have now agreed to credit the account with an estimate of the interest that should have been applied (£100) with just one phone call.

    Just check that when logging it is states "Classic Vantage" above the sort code and account number, and not just "Classic".
    We need the earth for food, water, and shelter.
    The earth needs us for nothing.
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  • Thanks, dqnet, I'd forgotten about this account.
    Just phoned up tonight and I've got one :j
    GC 2016 Jan £259.35/£250 Feb £lost track/£250 Mar £163.70/£250
    Emergency Fund Savings Target £600/£2,400
    Other Savings Target £664.50/£1,000
    NSD Mar 6/16
    Stoozed spend offset £1,225.20/£3,300
  • thenudeone wrote: »
    I advise everyone who thinks they have Vantage to check that they actually have.

    My OH applied online for Classic with Vantage (I have the screen prints to prove it) and the welcome letter is headed "Welcome to your new classic vantage account with Lloyds TSB" but they did not apply the Vantage option to the account.

    Lloyds customer services have now agreed to credit the account with an estimate of the interest that should have been applied (£100) with just one phone call.

    Just check that when logging it is states "Classic Vantage" above the sort code and account number, and not just "Classic".
    I don't think this works if you've changed the name of your account. i.e. mine are called Rainy Day and New Car, doesn't actually tell me the type of account at all, which is a bit wierd...
    GC 2016 Jan £259.35/£250 Feb £lost track/£250 Mar £163.70/£250
    Emergency Fund Savings Target £600/£2,400
    Other Savings Target £664.50/£1,000
    NSD Mar 6/16
    Stoozed spend offset £1,225.20/£3,300
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