Where is everyone moving their Lloyds Vantage money to?

G_M

Hoping for something like the Newcastle 5 year bond (5%) which allows withdrawals at 90 days notice. Anyone spotted one.....?

ThriftyFelicity

G_M wrote: »

Hoping for something like the Newcastle 5 year bond (5%) which allows withdrawals at 90 days notice. Anyone spotted one.....?

Sadly, no. Haven't seen anything that juicy since it was on offer in summer of '09.

One can hope, though...

Loughton_Monkey

It would be very interesting to know how much cash will leave Lloyds during June/July. Must be quite a lot.

Also, I guess they'll have a laugh at several individuals - the ones who can't/don't read - who will continue leaving £7K in and laundering the £1,000 through. Not noticing the 46% drop in interest.

Jonbvn

Just over £21k from our LTSB vantage accounts hit our S&S ISA this morning. The 3% on £5k is still a good deal.

socrates

Jonbvn wrote: »

Just over £21k from our LTSB vantage accounts hit our S&S ISA this morning. The 3% on £5k is still a good deal.

As a matter of interest which S&S ISA?

anna42hmr

right, isa's opened now, so have £5,220 left in each of the 3 vantage accounts

just a question, am i right in thinking that whilst they are paying 4% on 5k -7k that if i left just £5,001 in each of the 3, i would get the 4% on the full £5,001? not just the £1.

(as i am considering moving that extra elsewhere and leaving just £5001 in there)

Johnny_Doe

ThriftyFelicity wrote: »

Sadly, no. Haven't seen anything that juicy since it was on offer in summer of '09.

One can hope, though...

Check out Northern Rock! 4% 180 day penalty 5yr bond... in recent MSE Newsletter, Cheers Martin very well researched!

G_M

Johnny_Doe wrote: »

Check out Northern Rock! 4% 180 day penalty 5yr bond... in recent MSE Newsletter, Cheers Martin very well researched!

6 months notice is longer than I'd be happy with though there is the option of giving notice immediately on opening, then after 5.5 months cancelling, then giving a new 6 month notice a wek later.

But can I be ars*d with remembering all that...... The joy of the Lloyds was having 6 Standing Orders set up so it ran itself, yet having instant access if required.

Speculator

£10680 to Coventry 5% ISA.
£10000 already used to open Close 3 yr 5% bond
Leaving 2 X £5000 in two separate Vantage accounts.

psychic_teabag

G_M wrote: »

6 months notice is longer than I'd be happy with though there is the option of giving notice immediately on opening, then after 5.5 months cancelling, then giving a new 6 month notice a wek later.

ISTR that one allowed overlapping notice periods. So you don't need to cancel after 5.5 months. You can just give notice every week, and then the money is on instant-access from 6 months on. But I may be thinking of one of the other similar accounts there have been.