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Signing house over to children before care

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  • margaretclare
    margaretclare Posts: 10,789 Forumite
    I too am tired of new posts asking this, pollypenny.

    It is often forgotten that, although well into retirement, some of us are still taxpayers. Even if we have moved out of the basic tax rate now due to increased age-related personal allowance, we are still paying council tax. This means WE are the 'greedy and selfish care authorities' - we pay for Social Services who employ social workers, who are usually targeted at the 'greedy and selfish' individuals who want to 'steal your house off you', as we hear so often.
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
  • pollypenny
    pollypenny Posts: 29,433 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm still paying tax, council tax etc.

    I just took it for granted when i was working, but I am getting increasingly resentful, especially when I go down town and see girls, for whom I bust a gut in school, pushing their prams.

    Then these people who want free care for their oldies, when they can well afford to pay for it, make me scream.
    Member #14 of SKI-ers club

    Words, words, they're all we have to go by!.

    (Pity they are mangled by this autocorrect!)
  • Errata
    Errata Posts: 38,230 Forumite
    10,000 Posts Combo Breaker
    It's a fine judgement to decide the difference between someone who spent every penny and become entitled to LA care funding and those who give every penny away to become entitled to LA care funding.
    .................:)....I'm smiling because I have no idea what's going on ...:)
  • Sorry to revive and old thread but...

    If a house is transferred to the offspring, but the parents continue to live there?, who becomes liable for council tax and can the parents continue to pay the reduced rate due to their age?
  • Savvy_Sue
    Savvy_Sue Posts: 47,359 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Council Tax is based upon the occupiers, so yes, they'd still get any age related discounts. As for who's liable to pay it, that's possibly negotiable. I know if a house is tenanted, then the landlord may pay it, but equally it could be the tenants.
    Signature removed for peace of mind
  • seven-day-weekend
    seven-day-weekend Posts: 36,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to revive and old thread but...

    If a house is transferred to the offspring, but the parents continue to live there?, who becomes liable for council tax and can the parents continue to pay the reduced rate due to their age?

    If the parents live ther rent-free, it may still be considered as their asset for means-test and tax purposes.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • jennifernil
    jennifernil Posts: 5,724 Forumite
    Part of the Furniture 1,000 Posts
    Sorry to revive and old thread but...

    If a house is transferred to the offspring, but the parents continue to live there?, who becomes liable for council tax and can the parents continue to pay the reduced rate due to their age?

    I didn't know there were any reductions for being old, have I missed something?
  • margaretclare
    margaretclare Posts: 10,789 Forumite
    I didn't know there were any reductions for being old, have I missed something?

    If you mean council tax, there are no reductions for age. The only reduction there is is when one person is living alone and you get a 25% discount.
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
  • jennifernil
    jennifernil Posts: 5,724 Forumite
    Part of the Furniture 1,000 Posts
    That is my understanding too, but not what the poster says, hence my question!
  • Savvy_Sue
    Savvy_Sue Posts: 47,359 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If you mean council tax, there are no reductions for age. The only reduction there is is when one person is living alone and you get a 25% discount.
    That is my understanding too, but not what the poster says, hence my question!
    I did wonder, but kind of thought I might have missed something. HOWEVER, it's worth saying that if someone lacks 'capacity', then they're not liable for CT. When I reported my Dad's death to Mum's local council to get the single person discount applied, the lady did check that Mum was 'with it', because if she wasn't then she wouldn't have had to pay at all.

    So, elderly couple MAY get a discount for that reason. I don't know what evidence might be requested.
    Signature removed for peace of mind
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