Exorbitant flybe card charges

NFH

malkie76 wrote: »

Because anyone can still get a visa electron if they choose. I really don't understand how you can deny that.

Many people will book and pay for a flight outside banking hours when it is impossible to open a bank account (at HBOS). In any case by the time they receive the Visa Electron card (from HBOS), the fare will most likely have gone up by more than the non-Electron card surcharge. It is unreasonable to expect a consumer to open a new additional bank account for the sole purpose of and in time for paying for one flight booking.

malkie76

I don't care what you think is unreasonable. The fact remains that electron cards are available.

lfc84

malkie76 wrote: »

I don't care what you think is unreasonable. The fact remains that electron cards are available.

Halifax wont issue them to people in IOM despite it being UK.

They say it is outside UK.

glenderg

lfc84 wrote: »

Halifax wont issue them to people in IOM despite it being UK.

They say it is outside UK.

They are correct, the island is not part of the United Kingdom and retains its status as an internally self-governing jurisdiction.

lfc84

glenderg wrote: »

They are correct, the island is not part of the United Kingdom and retains its status as an internally self-governing jurisdiction.

so electron cards are not freely available

malkie76

You can't get them in the USA either, but I'm not sure what your point is?

Perhaps try complaining on a non-UK moneysaving website ?

lfc84

malkie76 wrote: »

You can't get them in the USA either, but I'm not sure what your point is?

Perhaps try complaining on a non-UK moneysaving website ?

im alright.

just wondering what my friends can do.

there's 3 airlines out of 6 that fly into the IOM that offer electron as their fee free method of payment. those 3 airline accommodate around 89% of passengers.

some financial institutions state IOM is in the UK and arre happy to accept accounts.

for example NS&I are happy to accept IOM customers but Halifax isnt.

doesnt make sense.

NFH

malkie76 wrote: »

I don't care what you think is unreasonable. The fact remains that electron cards are available.

The fact that Electron cards are available is irrelevant. All that is relevant is whether Electron cards can be used to book a flight with Flybe. Given the barriers to obtaining a card sufficiently quickly before making a flight booking, they cannot be used unless you coincidentally happen to have one already.

lfc84 wrote: »

some financial institutions state IOM is in the UK and arre happy to accept accounts.

To be more accurate, some UK organisations treat IOM residents as UK residents (including the National Lottery who now have strict rules about non-UK residents), and the Isle of Man is also treated as part of the UK for VAT purposes.

Nevertheless the lack of availability of Visa Electron cards to IOM residents demonstrates that Flybe should include its card surcharges in its fares. The only reason that airlines are making these surcharges is to disguise the full cost of fares and to mislead consumers.

malkie76

The fact that Electron cards are available is irrelevant.

Of course it isn't. It's central to the point being made. The point being made is that card charges are optional.
You cannot deny that point.

You don't agree with the methods needed to avoid the fee, but that doesn't alter the fact that it's 100% optional. Fact.

NFH

malkie76 wrote: »

Of course it isn't. It's central to the point being made. The point being made is that card charges are optional.
You cannot deny that point.

Yes, I can. The card charges are not optional because the only non-surcharged method of payment cannot be obtained sufficiently quickly in order to pay for a flight booking.