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Frugal Living Challenge 2011 - part 2

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  • 23rdspiral
    23rdspiral Posts: 1,929 Forumite
    Part of the Furniture Combo Breaker Car Insurance Carver! Xmas Saver!
    oh no lola. that's just aweful. i dont know what to say. i'm sending *hugs* and prayers for you, hannah and the whole family.
    Relax, Breathe, Love 2014 Challenges:Cross Stitch Cafe Challenger 23. Frugal Living Challenger. No buying cleaning products. I used MSE advice to reduce my car insurance from 550 to 325!! & paid it off in full!!!
  • 23rdspiral
    23rdspiral Posts: 1,929 Forumite
    Part of the Furniture Combo Breaker Car Insurance Carver! Xmas Saver!
    Has anyone done the Big Money Test here?

    It's quite interesting :D

    I just did it. I'm a miser, with 6/10 knowledge(slightly above average, my maths let me down), whose main motivation is security, closely folloewed by freedom, and keeping track is my main downfall.

    good job i'm doing this challenge then = it's helping me keep track, though i'm sure it gave me 'miser' as i tend to not lavish cash on people but make presents or get fab bargains instead, and now also thanks to the challenge i question every spend too!
    23rdspiral - how'd the interview go?

    thanks. erm, i'm not too sure to be honest. it was a redeployment post so i got the impression the council just want to fill it and didnt care much for what i had to say. which i guess is a good thing but only if i tick more boxes than the others invited to interview.

    it is in the right field, but not my specialism, so i'd have lots of learning to do. my main issue is that it's less hours/pay for the same amount of petrol spent! we'll see what they say...
    Relax, Breathe, Love 2014 Challenges:Cross Stitch Cafe Challenger 23. Frugal Living Challenger. No buying cleaning products. I used MSE advice to reduce my car insurance from 550 to 325!! & paid it off in full!!!
  • Just did the test - I'm a miser, with knowledge 8/10, main motivation is freedom closely followed by security and planning ahead is my main downfall! Sounds about right to me! Very clever...
  • Hello All,

    I have just stumbled across this most interesting thread and whilst I don't think I am currently able to live a truely frugal lifestlye (as per your definitions) it is very encouraging to see so many people attempt this task.

    There are some very useful links on the first page, many I have not even heard of before so I will be sure to have a in depth read and see if i can at the very lest adopt some of them into my life.

    All the best
    LP

    Mortgage free - 01/05/2019, mortgage high £200k 2011
  • dizzy_lizzie
    dizzy_lizzie Posts: 2,952 Forumite
    Thanks for the update Lola.
    Take care.

    Luv Dizzy x
    Official DFW Nerd Club Member no:219
    In the Court Of The Crimson King
    I don't believe in the concept of hell, but if I did I would think of it as filled with people who were cruel to animals.
    Gary Larson
  • redglass_2
    redglass_2 Posts: 771 Forumite
    Welcome, LP!
    edited to add: we're all doing it different ways, some extremely frugal, some not quite so frugal...it's a very broad church here!
    'Whatever you dream you can do, begin it. Boldness has genius, power and magic in it. Begin now.' Goethe



  • Laushappy
    Laushappy Posts: 59 Forumite
    Lola - my heart and prayers go out to you, hannah and your friends family, i was so sad to hear about what had happened.
    I can imagine it must have been an awful shock to you, just try and get through it as best you can and draw strength from your friends and family. You have as much support on here as you need.
    Take care and keep us updated on how little Hannah is xxxxxx
  • saorsie
    saorsie Posts: 1,905 Forumite
    Thank you Lola for updating us ~ I've been thinking regularly of your lovely friend Donna and her beautiful children Hannah and Noah since you first let us know the terrible news. Although very few of us 'know' each other in Real Life (RL) I hope you can take a little comfort from the love and support of the 'virtual strangers' from this wonderful thread

    -s- x
    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • saorsie
    saorsie Posts: 1,905 Forumite
    Hello All,

    I have just stumbled across this most interesting thread and whilst I don't think I am currently able to live a truely frugal lifestlye (as per your definitions) it is very encouraging to see so many people attempt this task.

    There are some very useful links on the first page, many I have not even heard of before so I will be sure to have a in depth read and see if i can at the very lest adopt some of them into my life.

    All the best
    LP

    Hey LP :hello: and welcome from another Lincoln-ite

    Please keep dropping in and having a read, there's space for all comers on this lovely and supportive thread

    -s-
    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • redglass wrote: »
    Welcome, LP!
    edited to add: we're all doing it different ways, some extremely frugal, some not quite so frugal...it's a very broad church here!
    Thanks for the welcome.

    I have gone from being sensible with money but having never looked into what I spend in detail to now on the mission to be MF, so most costs have come under scruitiny. However I wouldn't say we are down the bare bones as I have a young family.
    saorsie wrote: »
    Hey LP :hello: and welcome from another Lincoln-ite

    Please keep dropping in and having a read, there's space for all comers on this lovely and supportive thread

    -s-

    Another Yellow Belly! first one I have come across in my short time on the boards :T

    I am only subscribed to a small handful of threads so i wll be sure to drop in on my attempts.

    Being a MFW many of the cost saving ideas fit in nicely with this threda too.

    So the things I have done so far since joining the boards which are on your list are:

    - Quidco CB site (Buy works items through this so the cashback amount is starting to add up nicely
    - Have an excel spend diary
    - Signed up to poll sites (although I only use onepoll in honesty)


    Things i am looking into
    - Cashback CC
    - Grow your own
    - Keeping chickens

    Mortgage free - 01/05/2019, mortgage high £200k 2011
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