Landlord insists on rent paid by cheque....tax avoidance??

BitterAndTwisted

MegaMiniMouse wrote: »

Has anyone on here actually gone through the process of trying to use a bank-supplied photo of a paid cheque as proof of something?

How easy was it?

MMM

It was very easy. I just phoned up my bank and asked for it. I had to wait a few days because the cheque had only very recently been paid in at a branch of a different bank, but it did turn up and I had a copy of both sides of the cheque showing where it had been deposited and from what I can remember I think also had the recipient's bank account number and sort-code printed on it as well.

MegaMiniMouse

BitterAndTwisted wrote: »

It was very easy. I just phoned up my bank and asked for it. I had to wait a few days because the cheque had only very recently been paid in at a branch of a different bank, but it did turn up and I had a copy of both sides of the cheque showing where it had been deposited and from what I can remember I think also had the recipient's bank account number and sort-code printed on it as well.

Was this just a theoretical exercise, or were you in dispute with the recipient of the cheque?

MMM

BitterAndTwisted

I was in dispute with the recipients branch: I issued a cheque for £14.30 but they processed it as £14,300.00 which unsurprisingly bounced from here to Timbuktu. My own bank would not refund me the charges as they hadn't imposed them apparently, the charge had come from the idiot branch who started the processing so I had to forward a copy of the cheque with a very shirty letter to the bank where the cheque had been paid in to demand the charges back from them.

MegaMiniMouse

Like I said earlier, the cheque system is very prone to error - if your payment had been made online, then the problem would never have arisen, and in the event of HMRC discovering an unexpalined payment of £14,300, then your explanation would not be required

Ok, that doesn't make sense, but I hope you can get my drift!

MMM

System

Cheques can be cashed at cheque cashing shops so don't need to figure in the LLs bank accounts

terryw

!!!!!! wrote: »

Cheques can be cashed at cheque cashing shops so don't need to figure in the LLs bank accounts

Yes of course they can. BUT the cheque shop want full ID etc and charge about 10 or 20 per cent of the value for cashing the cheque.
They also don't accept personal cheques for obvious reasons. Only cheques from employers etc.


Let's get real.

MegaMiniMouse

terryw wrote: »

Yes of course they can. BUT the cheque shop want full ID etc and charge about 10 or 20 per cent of the value for cashing the cheque.
They also don't accept personal cheques for obvious reasons. Only cheques from employers etc.


Let's get real.

Do some employers still issue cheques instead of wages?

I am surprised that they still have any employees to pay...

MMM

BitterAndTwisted

A lot of employers still pay by cheque but they're mostly small firms who don't want to get the hang of the online thing. These sorts of employers are often too small to have an in-house IT person so a lot of them are !!!!!!-scared of getting hacked and don't know how to prevent it. It''s cheaper for them to employ someone to hand-write cheques once a month. I had a job which included such a chore not than long ago

MegaMiniMouse

BitterAndTwisted wrote: »

A lot of employers still pay by cheque but they're mostly small firms who don't want to get the hang of the online thing. These sorts of employers are often too small to have an in-house IT person so a lot of them are !!!!!!-scared of getting hacked and don't know how to prevent it. It''s cheaper for them to employ someone to hand-write cheques once a month. I had a job which included such a chore not than long ago

Sweetheart, I am a truck driver, and I have lost count of the number of employers I have had in the last 30 years - not one of them has ever offered to pay by cheque

MMM

gingerwhinger

MegaMiniMouse wrote: »

Definitely Dodgy!!!

MMM

Why????????????