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Avoiding the shops in April - The NSD Challenge
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Got myself another one - yay, at 14 for the month and looking more hopeful for my target.
Very good news on the me being happy front....got next week off work - hurrah. Now to get the housework all done so that I can actually enjoy the week off. Funny how a simple change of pace can alter your whole mood.
Well done to everyone who's catching their NSDs, keep going and we'll all be richer (or at least less poor) by the end of the month!0 -
Hello all! Well not a NSD for me today *hangs head in shame* Started spendy very early when I picked up the three winter coats I'd dropped in for dry cleaning before work. Two of mine and OH winter coat - total bill £25.50...which actually wasn't 'expensive' for dry cleaning round here. Still, that's the winter coats cleaned and put away for a while.
Whilst I was on a roll today, I bought an easter card for the lady we used to live next door to - she's in her 80s and virtually housebound, and on her own so I thought it might be nice for her to open. Also bought an amusing 'new baby' guide for my Bro and his GF (ordered online), and spent £4.50 on a couple of bits in Mr T - so not toooo bad overall.
Popped into our library for the first time in ages and took Tom's Midnight Garden out on loan (from the kids section) I mentioned it at work and suddenly had a mind to read it as I used to love the series as a kid (bit like Goodnight Mr Tom, i can read that book over and over again - and cry every time)
Niece still has no name bless her. Her and mummy still in hospital, she's a little underweight so they are having to really monitor her feeding, unfortunately she's slightly tongue tied too, so that's not helping - think it's rather stressful for mum, but sure she'll do just fine.
Gorgeous day here - back on the NSD wagon tomorrow and target - err...hmmm... well I have a chance to hit it this month...and if not, well I can see the diff this challenge is making to my bank account, even with the big bills in the past few months. :TFeb 2015 NSD Challenge 8/12JAN NSD 11/16
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I got #11 today!
And I completed 2 mystery shops so I actually made money!
Don't think I'll get many more this month but I'm happy with how I've done this month.
Well done to everyone that got an NSD today0 -
And today takes me into double figures - so that's NSD #10 on day number 20, making for a 50% success rate so far in April :TCheryl0
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Hello my fellow NSDers!
Nice to hear you are feeling happier twistedhazel, having a clean up always makes me feel better. Weather helps too.
Beautiful day here, though spent most of it indoors. Last day of work tomorrow and then off on the bike trip round the North West of Scotland. Spoke to my DH tonight and he was very proud that he hadn't spent any of his weekly budget, so we should have quite a bit of spending money on our holiday.
It was a NSD for me today, so number 12 for me. :j
Everyone seems to be doing very well today.
xx*Official DFW Nerd #1368 - Proud to be dealing with my debts*
*Debts at LBM (11 Jan 2011): -£16400.62* Currently: -5948.68 (64% paid )*4 CC and 3 OD*
Current DFD: [STRIKE]Oct 2012[/STRIKE] May 2012 :eek:0 -
Well another beautiful day & not long now till we all get to enjoy a long weekend!!
Targets met today:
:j:j The Dragon – well done for number 10 & hitting target!! Target increased to 13 & well done for number 11!!
:j:j cleggie - well done for number 6 & hitting target!
:j:j Yorkielass - well done for number 10 & hitting target!!
Lots of NSDs rolling in today, so well done to:
:j:j Nargleblast – well done for number 8 & 9, only one more to go now!!!
:j:j postingalwaysposting – well done for number 13, you’re doing great!!
:j:j muffin man 7 – well done for number 14, I hope your luck is improving too!
:j:j solventsoon – well done for 14, you are definitely having a good month!!
:j:j elfen – well done for number 9 & 10, you’re doing really well!!
:j:j Trinny – well done for number 12, I think your right, you are well on track to hit target!!
:j:j ebayqueen – well done for number 9, you’re doing great!!
:j:j honey - well done for number 6, you’re doing great!!
:j:j tattooed_lady - well done for bagging yourself number 5!!
:j:j suzie wong - well done for number 8, you’re doing great!!
:j:j Keiss 21 – well done for number 11 & 12! :mad: to being left out of the meeting about your job, but well done for pursuing it, I hope there is some good news to come from the meetings.
:j:j kathy40uk – Good to see you back!! Well done for getting 7 & 8, & good news that the washing machine seems to have mended itself & :j:j to your new puss!!
:j:j wigwam – well done for number 6, you’re over halfway now!!
:j:j fedupandskint – well done for number 9 & 10! Yum yum to the choccie eggs!!
:j:j bellkat - well done for number 9, you’re doing great!!
:j:j twistedhazel – well done for number 13 & 14, Fantastic news that you got your holiday, you really deserve a break!!
:j:j skaps - well done for number 9 & 10, you’re doing great!!
:j:j rising from the ashes - well done for number 6, you’re doing great!!
:j:j jintyb – wow, investment management sounds like tough going, no wonder your brain was scrambled!! Well done for 13 & 14!!
:j:j kerri gt – well done for number 9 & congratulations on your little niece!! How lovely of you to get your old neighbour an Easter card, I reckon that definitely lets you off the hook for having a spendy day!!
:j:j gothrockchic1 - well done for number 4, you’re doing great!!
:j:j Palema - well done for number 10, you’re doing great!!
:j:j Rock_Cakes – well done for number 11 & 12!! Fingers crossed for the job hunting, & the Olympics tickets!!
:j:j bottleofred - well done for number 8, you’re doing great!!
:j:j AlyBaly - well done for number 6, you’re doing great!!
:j:j cw18 – Well done for number 9 & 10, I am in awe of you for being capable of running the London marathon!! I don’t think it is a crazy idea, I think it may just be one of the most exciting challenges of your life!!
:j:j boultdj - well done for number 9, you’re doing great!!
:j:j donna dynamo – well done for another NSD, but you’re doing better than you think, I have you on 11 now!!
:j:j Butti – well done for number 6, one more to go now!!
:j:j Wee Pilsbury – well done for number 11 & beating your target!!
:j:j fillyfop – well done for number 11, keep going you can do it!!
And hello to:
marmiterulesok – I’ve increased your target to 18.
jnaden – well done for selling your car, I bet it was a great feeling to see your loan balance go down!!
catslovelycats – I really sympathize about the DIY Cats, why is it that the only thing your forget in the DIY shop is the bit you desperately need to get the job done???
& I’m on number 9 now, have spent my day pottering in the house, I have decided my next challenge is to eat up everything in the freezer before I go away so I can defrost it, it really needs doing, but I’ve been so busy batch cooking it just seems to get fuller!!February NSD challenge 5/150 -
Got another 1 today and it wasnt expected. I went to buy a coffee and my workmate treated me, I then said to hubby I need to go get petrol for work tomorrow and he said use his car instead.
So its # 7 for me .... its all good !
:T:T:T:T:T:T:TJanuary
LBM May 2008 :eek: Debt Free January 2012 :T0 -
butdoineedit? wrote: »cw18 – Well done for number 9 & 10, I am in awe of you for being capable of running the London marathon!! I don’t think it is a crazy idea, I think it may just be one of the most exciting challenges of your life!!
Next Tuesday will just be a case of putting my name into the ballot in the hope I get a place. Then 6 months or so until I know whether I was lucky or not - during which time I'll have to train on the assumption I get one, even though I'm told the normal success rate is about 1 in 6 !!!
But I may have a second chance if I'm not lucky to get one in the general drawMy running club were 'given' a few places for club members for the one that's just taken place (the members who got the spots still had to pay their own entry fee), so the club ran their own ballot for those. The only condition was that, in order to be able to put your name into the draw, you had to be able to produce the letter saying your ballot application had been unsuccessful. I can't remember whether we had 3 or 5 places, but I did hear there were only 2 more names in the 'hat' than they had places - so a much higher chance of getting one that way if the organisers give us some for 2012 as well
My longest run to date is the 8.12 miles I did last Sunday. So I need to pick up another 18.08 miles in 368 days - which equates to increasing my long run by around 0,34 miles a week. As I have a half marathon in 8 weeks and 4 days, I'm looking at an increase of almost twice that rate until then.
That then leaves me 44 weeks to increase by a further 13.1 miles (or just under 0.3 miles a week) - and as the recommendation is to not increase mileage by more than 10%/week it's more than safe to constantly take it up by that much :TCheryl0 -
I need to get back on the NSD wagon, I am doing so badlyBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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I can't believe this No. 7 for me today. If only I was as good on assignments.
Going to cut my friend's grass tomorrow. Wish me luck. It's a bit long and a big garden. We're trying to sort the estate out and keep things nice for when it gets sold. I'm the only one near with a lawn mower!
I'll put my sun cream on!
BDebt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0
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