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Avoiding the shops in April - The NSD Challenge
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because the weather was so fabulus, i didnt spend a penny this weekend and enjoyed the sunshine for free, the best way to spend the weekend in my eyes, so yesterday was another NSD, bringing me to 6 NSD. Today is definitely a spend day to get petrol that i should of got yesterday. lets hope this weather holds up, it makes everything so much nicer and enjoyable.
good luck and keep up the hard work guys!0 -
Yesterday was a NSD, so thats me up to 6! Had a great weekend in the sunshine, though its disappeared today. I haven't managed to catch up with the thread over the weekend, so hugs to anyone that needs them :grouphug:
xx*Official DFW Nerd #1368 - Proud to be dealing with my debts*
*Debts at LBM (11 Jan 2011): -£16400.62* Currently: -5948.68 (64% paid )*4 CC and 3 OD*
Current DFD: [STRIKE]Oct 2012[/STRIKE] May 2012 :eek:0 -
Have hardly been near a computer for a few days so catching up.
Managed a 5 NSDs in a row last Saturday - Wednesday :T:T
Then Thursday was a spend day, ordered a few things online I needed and topped up our wine at Sainsburys and a few other bits with extra points voucher and then got petrol voucher too.
Friday I had a day off and was a NSD.
Then Saturday we went shopping and got a few little bits and pieces, but most were planned and then had food out before heading to our volunteering.
Yesterday we made the most of having a day together and went out for the day, spent on food and drink whilst out and I finally spent some of my birthday and Christmas money, another planned purchase.
So I'm currently on 6 NSDS please
Looking at the week ahead today and tomorrow will be spend days, Weds and Thurs should be NSDs and then I'm not sure what I'm doing at the weekend yet so we'll need to wait and see but I'm pretty pleased so far.Initial Mortgage January 2024 - £160,000
Initial Mortgage free date - January 2058
Mortgage as of 1st February 2024 - £159,134.98
Overpayments to date - £79.62
Current Mortgage free date - January 20580 -
Today will be a NSD (and tomorrow I have no money until Wednesday :eek:) so claiming #6 please!Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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Afternoon! (and what a horrible dull one after such a nice weekend!)
Well I had a VERY spendy day Friday, my plan to just spend enough to get the petrol voucher in Mr S didn't work, and I spent double plus more :eek: however a lot of this is storecuboard stuff which I will be using for a few months.
Saturday I just had a cheeky bet on the National - won half what I put on so a LSD - need to collect my winnings! I dunno why I bothered, it's a cruel race, I sit with my hands over my face for most of it
Sunday was NSD 7, and hopefully the start of another 5 in a row. I actually gained money yesterday as my dad gave me £20, I tried to give it back but he wouldn't take it so it would be rude not to accept
JCG x0 -
NSD no 6 for me please.....the mac has gone *sob*, money into my account and I'm back on a PC** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
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ifwisheswerehorses... wrote: »Thanks for the update Cat, I forget to thank you, sorry xx :A
No worries, wishes! We're all play our part in this challenge!0 -
Oh dear. I haven't done very well so far this month.
After a very expensive weekend away and a large credit card bill pending, I really really really need to pull my belt in :eek: So far I've managed to clock up a single solitary NSD, so it's going to be an uphill battle to hit target by the end of the month!
Now off to read up on the thread so far in hope of inspiration
NSD #1
Hi Hannah:-)
Don't give up. Any NSD is better than none :cool:. I'm finding this month tough too - but not sure why. I can't blame the hols because they've only just started.0 -
Well another lovely sunny day has meant that DD and DS have been out playing in the garden, and I have managed to clock up another NSD, taking me up to NSD#4
I'm not expecting it to be easy over the school holidays, so every one that I manage is a bonus.Save £12k in 2021: Jan £1834.40, Feb £1692.810 -
Have managed to avoid the shops today so NSD#2 for me....i'm finding this very hard with the kids off school & the weather so nice!!! Must try harder!!!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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