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how many credit cards do you have??
Comments
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right now 4, but soon to be 2.
new 0% Barclaycard
Post Office - 0% expired, will be closed after first payment to barclaycard
Virgin - 0% expired, will be closed after first payment to barclaycard
egg- used for online shoppingMortgage free
Vocational freedom has arrived0 -
I have 6. All of them are active.0
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2, with statement dates 15 days apart. By using the right card at the right time of the month I can get at least 45 days interest free. Pay each of them off in full every month.0
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1 BMI MBNA American Express card to earn flyer miles.
Looking to get a cashback card for when amex isnt accepted.0 -
3 in use:
Halifax Clarity for the first £300/month to get £5 reward and foreign use
MBNA Amex for supermarket & petrol - 1.5% cashback
Capital One World for everything else - 1% cashback
Backup for foreign use
Santander Zero used occasionally to avoid dormancy fees and keep it "alive" as backup for foreign use0 -
3 with total available credit almost equal to my annual pay.
asda i pay off in full every month
owls mastercard i only use for football tickets as no booking fees and can buy before general sale. 0% interest on season ticket as well.
amex i got for emergencies but never used yet0 -
Just the one (Lloyds Platinum Mastercard) with a hefty balance. Have recently been informed they're going to increase my interest rate from 21% to 26%...Current debt (June 2016): £7699.81
Starting debt (January 2016): £8374.81
Percentage paid to date: 8%
DFD at current rate: July 20210 -
Currently 7 cards (just got 2 for the 0% deals) and will be closing 3 down shortly.
- Barclaycard Platinum
- Lloyds TSB Platinum
- Halfax Gold
- MBNA
- Santander
- Tesco
- Mint"The problem with socialism is that you eventually run out of other people's money"0 -
Three:
Barclaycard Initial
Lloyds Advance
Capital One Classic
All to build credit rating long termCan I find out my credit score?You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)0 -
1 card for shopping in the UK Amex cashback;
1 card for shopping in the UK where Amex is not accepted MBNA;
1 card for shopping and cash abroad Halifax Clarity;
1 card backup for shopping and cash abroad Santander Zero;
1 card for big unexpected purchases MBNA Amex with 6% APR;
1 card for travel tickets Amex Platinum charge card, as it comes with all sort of insurances and benefits;
1 card for shopping online (if I can't use a PayPal), Visa payWave, London transport (Oyster card) Barkley's card
1 debit card in Euro with free usage anywhere as sometimes I get paid in Euro
1 debit card - Nationwide to be closed in the nearest future and possible replaced with N&P
1 debit card - main current account that pays 4% interest on balance up to £7000, paid monthly about <£20
No debt
totally 10 cards
0
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