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how many credit cards do you have??

135

Comments

  • sheslookinhot
    sheslookinhot Posts: 2,449 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    right now 4, but soon to be 2.

    new 0% Barclaycard
    Post Office - 0% expired, will be closed after first payment to barclaycard
    Virgin - 0% expired, will be closed after first payment to barclaycard
    egg- used for online shopping
    Mortgage free
    Vocational freedom has arrived
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I have 6. All of them are active.
  • danouk
    danouk Posts: 78 Forumite
    2, with statement dates 15 days apart. By using the right card at the right time of the month I can get at least 45 days interest free. Pay each of them off in full every month.
  • 1 BMI MBNA American Express card to earn flyer miles.

    Looking to get a cashback card for when amex isnt accepted.
  • td_007
    td_007 Posts: 1,212 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 30 March 2011 at 10:28PM
    3 in use:
    Halifax Clarity for the first £300/month to get £5 reward and foreign use
    MBNA Amex for supermarket & petrol - 1.5% cashback
    Capital One World for everything else - 1% cashback

    Backup for foreign use
    Santander Zero used occasionally to avoid dormancy fees and keep it "alive" as backup for foreign use
  • 3 with total available credit almost equal to my annual pay.
    asda i pay off in full every month
    owls mastercard i only use for football tickets as no booking fees and can buy before general sale. 0% interest on season ticket as well.
    amex i got for emergencies but never used yet
  • Just the one (Lloyds Platinum Mastercard) with a hefty balance. Have recently been informed they're going to increase my interest rate from 21% to 26%...
    Current debt (June 2016): £7699.81
    Starting debt (January 2016): £8374.81

    Percentage paid to date: 8%

    DFD at current rate: July 2021
  • NYGiants
    NYGiants Posts: 545 Forumite
    Currently 7 cards (just got 2 for the 0% deals) and will be closing 3 down shortly.

    - Barclaycard Platinum
    - Lloyds TSB Platinum
    - Halfax Gold
    - MBNA
    - Santander
    - Tesco
    - Mint
    "The problem with socialism is that you eventually run out of other people's money"
  • Saints2011
    Saints2011 Posts: 933 Forumite
    Three:

    Barclaycard Initial
    Lloyds Advance
    Capital One Classic

    All to build credit rating long term
    Can I find out my credit score?
    You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)
  • Mikhail
    Mikhail Posts: 262 Forumite
    Part of the Furniture Photogenic Combo Breaker
    1 card for shopping in the UK Amex cashback;
    1 card for shopping in the UK where Amex is not accepted MBNA;
    1 card for shopping and cash abroad Halifax Clarity;
    1 card backup for shopping and cash abroad Santander Zero;
    1 card for big unexpected purchases MBNA Amex with 6% APR;
    1 card for travel tickets Amex Platinum charge card, as it comes with all sort of insurances and benefits;
    1 card for shopping online (if I can't use a PayPal), Visa payWave, London transport (Oyster card) Barkley's card

    1 debit card in Euro with free usage anywhere as sometimes I get paid in Euro
    1 debit card - Nationwide to be closed in the nearest future and possible replaced with N&P
    1 debit card - main current account that pays 4% interest on balance up to £7000, paid monthly about <£20

    No debt

    totally 10 cards :)
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