Barclaycard

cococoladebt

Usless !!!!!!s... I sent the ID doucments last Saturday, they received them on Monday morning (signed for) and I call them back yesterday and they inform me the documents have been sent back to me but they say a decision has not been made on my application. I have to wait another week. Come on Barclaycard, how long does it actually take?

Could they be doing other checks??

cococoladebt

interesting. received a letter from barclaycard with an agreement asking me to sign and return.

Though they state that I will get 19.9% APR rather than the 16.9% APR. Interesting, I wonder what my credit limit could be then... if they have increased the APR.

sharpy2010

cococoladebt wrote: »

interesting. received a letter from barclaycard with an agreement asking me to sign and return.

Though they state that I will get 19.9% APR rather than the 16.9% APR. Interesting, I wonder what my credit limit could be then... if they have increased the APR.

It will be a smaller limit than previously thought. If they've increased the APR, they see you as more of a risk, so it will be a smaller limit.

cococoladebt

sharpy2010 wrote: »

It will be a smaller limit than previously thought. If they've increased the APR, they see you as more of a risk, so it will be a smaller limit.

Thanks. I hope it is at least the minimum of £3k.

BugsyBrowne

cococoladebt wrote: »

Thanks. I hope it is at least the minimum of £3k.

With increased apr I will say a credit limit of £1000.

cococoladebt

hahaha. I hope not!! Credit agreement posted this morning and sent by recorded delivery. So I should be receipt of my new card by the end of next week.

NoNoDrama

They increased my rate to 19.9% from the promo rate (was 17.5 then) then gave me a 9k limit on a 16k salary!

I think you may be pleasantly surprised at the limit you get, I know I was.

cococoladebt

NoNoDrama wrote: »

They increased my rate to 19.9% from the promo rate (was 17.5 then) then gave me a 9k limit on a 16k salary!

I think you may be pleasantly surprised at the limit you get, I know I was.

Wow that's interesting. I hope mines more than 4k. That's all I need to transfer my last remaining debt on expensive interest - 19%.

They signed for my letter yesterday afternoon, so I am still on course to receive my card by the end of next week.

BugsyBrowne

cococoladebt wrote: »

Wow that's interesting. I hope mines more than 4k. That's all I need to transfer my last remaining debt on expensive interest - 19%.

They signed for my letter yesterday afternoon, so I am still on course to receive my card by the end of next week.

What barclaycard have you applied for?

cococoladebt

Barclaycard Platinum Credit Card with Extended Balance Transfer