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Living life, loving life.......hypno's having a ball!

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  • rtandon27
    rtandon27 Posts: 5,741 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    hypno06 wrote: »
    I did set out to buy some essential oils at lunchtime, but bumped into my lovely friend and had coffee with him instead.....which for some reason seemed to perk me up just a little.......:D

    :rotfl::rotfl::rotfl:
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)
    Psst...I may have started a diary!
  • MrsMoo2U
    MrsMoo2U Posts: 4,005 Forumite
    I did set out to buy some essential oils at lunchtime, but bumped into my lovely friend and had coffee with him instead.....which for some reason seemed to perk me up just a little.......
    Who needs essential oils when you have a lovely friend to perk you up
    "What's in a name? That which we call a rose
    By any other name would smell as sweet."
    Some days there aren't any trumpets, just lots of dragons. Courage doesn't always roar. Sometimes courage is the quiet voice at the end of the day saying, I will try again tomorrow -- Mary Anne Radmacher
  • savingmore
    savingmore Posts: 661 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    :jto coffee with lovely friend

    and all i got to occasionally cleaning said DSs rooms was
    'oh mum i won't be able to find anything now'...go figure
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    Howdy stranger :hello:

    Long time no "speak". I haven't been posting very much on MSE for a while now but I lurk on your thread a lot and love hearing about your news :). I hope you dont mind but I need an opinion on something and would appreciate your advice.

    Presently we are a one income household whilst DH pursues a business venture. This is fine as we can pay the bills and still 'live' on my salary. We have been toying with the idea of further reducing the term of our mortgage whilst we are in a position to do so, which would result in a £100 increase in our mortgage per month (which we can afford). What I was just wondering was, what % of your income do you pay on mortgage and bills, and what % is fun money? I hope you dont mind me asking :o, I just dont really have a comparison and would appreciate your input as one of the wisest DFWers ever to grace these boards ;)

    Take care of yourself hun xx ATB xx :)
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • hypno06 wrote: »
    I did set out to buy some essential oils at lunchtime, but bumped into my lovely friend and had coffee with him instead.....which for some reason seemed to perk me up just a little.......:D

    And him too ;)I'll get me coat :whistle:
    One small step for ME, one giant leap for my family!


    2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
    Total £9.12
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Evening all - just got home after sharing a post work bottle of wine with a girlfriend, putting the world to rights as you do!!

    ATB, I did this exact exercise a couple of weeks ago, but the figures are at work - I will post them again tomorrow but I think it is more or less 40% to the mortgage, 15% to savings (long term savings plus holidays) 10% "fun stuff" and the rest to utilities, travel (petrol and bus passes), food etc.....

    Will do it properly tomorrow xx
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • MrsMoo2U
    MrsMoo2U Posts: 4,005 Forumite
    And him too ;)I'll get me coat :whistle:

    computer now full of coffee
    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
    Some days there aren't any trumpets, just lots of dragons. Courage doesn't always roar. Sometimes courage is the quiet voice at the end of the day saying, I will try again tomorrow -- Mary Anne Radmacher
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    hypno06 wrote: »
    Evening all - just got home after sharing a post work bottle of wine with a girlfriend, putting the world to rights as you do!!

    ATB, I did this exact exercise a couple of weeks ago, but the figures are at work - I will post them again tomorrow but I think it is more or less 40% to the mortgage, 15% to savings (long term savings plus holidays) 10% "fun stuff" and the rest to utilities, travel (petrol and bus passes), food etc.....

    Will do it properly tomorrow xx

    Thank you Hypno I really appreciate that. Post work wine sounds fab :) x
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    And him too ;)I'll get me coat :whistle:

    Ooh this reminds me of something that I heard last week and I'm not sure how I stifled a giggle. I went to a funeral, which was of course a sad and rather solemn occasion, until the (lady) Minister started talking about Jesus' erection :eek::eek::rotfl:
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Ellidee wrote: »
    Ooh this reminds me of something that I heard last week and I'm not sure how I stifled a giggle. I went to a funeral, which was of course a sad and rather solemn occasion, until the (lady) Minister started talking about Jesus' erection :eek::eek::rotfl:


    Definitely :eek::eek::eek: you did very well not to laugh out loud!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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