Wed 23rd March - What small DFW things will you be doing today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Good morning to yooooohoooooo So lovely to wake up to sunshine here - i have my washing ready to go out and will get my bedding in:T
Hope all well - look, we're halfway thro the week...on a roll to the weekend now:rotfl: I'm [STRIKE]skiving college[/STRIKE] doing college work at home today...have plenty to do.
Ok, here's my list:

• check banking
• check onepoll - am losing patience here, site is [EMAIL="!!!!"]!!!![/EMAIL];)
• washing on the line
• put bedding in
• packed lunch for dd2
• meal from plan tonight - Nigella's chicken
• chicken from freezer defrosting
• hoover lounge
• heating off
• start next week's meal plan and list
• update diary
• read paper online
• Sparkle!

Ok, that's all from me!

bexs.ua

Morning everyone!! :wave: Its sunny here again, I'm beginning to think I've mysteriously moved countries, I can't remember such a sunny March :rotfl: (although the car was frozen this morning when I took OH to work :eek:)

On todays little list of things to do.....

Washing is in and nearly finished :j
Hang washing on line before work
heating is off!
packed lunch for DS
OH taken sandwiches too
Veggie box came this morning, will have to plan some meals tonight.....

I have loads of things to buy from the market this morning, I need to plant up some tractor tyres to make the farm look pretty so need to get some compost and flowers to go in them!! No mean feat TBH got 3 full size tractor tyres and 4 lorry tyres..... I feel today will be quite a dirty day :eek: :rotfl::rotfl: and all that before I send the wages lol, at least I can say my job isn't boring!!!!

Hope everyone has a great day and sees at least some of the sunshine :T

Tiggy10

Morning all,

up early to finish last little bit of assignment before the 1pm deadline. Last one of the year! :j

-used up last little bit of bread for toast.
-walk to uni when i eventually finish to hand in and take books back
- jacket potatoe to use up cottage cheese for lunch
- go swimming as its free!
- dinner from freezer
- check banking when Natwest website is working again.

Have a good day everyone!

pixiechick99

Thought of a few more things.....
- wrap and post ebay sale - using recycled jiffy bag
- ring Av1va who I think I took car insurance out with on Sat...but no sign of any emails and Quidco's not tracked!
- Cancel Tesc0 car insurance if the Av1va one is all ok:T
- transfer money from Amazon book sale
- Uni work

Time to get dressed....I love lazy mornings with no work/college:beer:

littlebigspender

Morning everyone :hello:

Thanks for the start pixie! It's a gorgeous day here, I'm so annoyed today should've been my day off but it was changed last minute by work :mad: Oh well I'll just have to make sure I get out on my lunch break to enjoy it!!

Today I have:
Had coffe/brekkie at home
Hung up a load of washing
Put in a load of washing
Checked banking
Getting a lift with DH again so no bus fare again

Still to do today:
Chase up payment for sold ebay item from Friday!!
Deposit £145 cheque from overpayment to a creditor!! Feels good to get money back from them, even if it was mine to begin
Put last few things on ebay tonight

That's it for today, hope everyone enjoys the lovely weather!!

OrangeFairy

What a gorgeous day! Wish i didn't have to work!

Pixie - enjoy your day of [STRIKE]skiving[/STRIKE] studying at home

Loving this whether we sat outside and had our first bbq on sunday!

Today

Email solicitors about paperwork
Send ebay items
Relist ebay items
Check banking
Housework
Finish work at 3pm to get the kids.
Dinner from stores
Lunch - philly on crackerbread
Get wedding list out and move my butt!!

Found out yesterday that parking machines will not accept more than 25 coins!! lol never knew this! I had tonnes of 5ps and then it kept stopping when i have 4 coins left to put in - on the side it says maximum 25 coins!

josiebabie

Morning all!
Would like to say I'm up for it this morning but woke up with a cracking headache and it won't go. Taken some neurofen which helped a bit but is still there slightly!

Here is todays list:-
- [STRIKE]Checked banking[/STRIKE] no change
- [STRIKE]Chase up ebay buyer for payment[/STRIKE]
- [STRIKE]DM looking after DD today (so she won't be on)[/STRIKE]
- [STRIKE]Rode DB3's motorbike in, saves my fuel [/STRIKE]:D
- [STRIKE]Charging phone off work PC[/STRIKE]
- [STRIKE]Lunch and snacks from stores[/STRIKE]
- [STRIKE]Ran HC over night[/STRIKE]
- DM to hang washing on line for me
- Do some surveys today - screened out
- [STRIKE]Quiet diary, try to sell target of £916 labour, should be a doddle....lol[/STRIKE] Did £1540, may even hit my target by end of this week???
- [STRIKE]One pre-sold purge today, no other real opportunities[/STRIKE] Sold an extra on top of pre-sold!
- [STRIKE]See if VO voucher is claimable yet[/STRIKE] not yet
- Netball tonight, prepaid. Will take own water bottle.

Jx

complimentschemistry

Morning all, such a lovely day today! Thanks Pixie for starting us off

It's my last day of work this week today as I have tomorrow/Friday off for my birthday, yay! :beer:

Things to do:-

• NSD (4/10!)
• Check emails
• Check online banking
• Free tea/water at work
• Breakfast/lunch/dinner from stores
• Free exercise before work, at lunch and after work (20mins of walking each time, not going mad over the exercise lol)
• Track my weight loss - 3lbs!
• Look over budget again to see if I can reduce any amounts
• Look on the boards to see who I can help

Hope you all have great days! x

Amara

Hello!
Today, I will:
-go to my three customers
-go on little business meeting, maybe I'll get some work
-post sold ebay items
-log on on my chatline for 2 hours.
See you later!

determined_new_ms

morning :wave: must be quick as I'm at work

• porridge for brekkie
• soup for lunch & fruit for snacks - OMG why can't I stick to a diet atm???
• check onepoll - although it keeps breaking down on me & reporting errors so I haven't been able to do one survey since it changed its look :mad: really frustrating as I'm only £1.20 away from payout!
• call nettos re our notebook bought in Oct but has packed up!
• get haircut today :j (mobile hairdresser only £10 )
• go for free portuguese lesson tonight
• go for a run tonight

so that's me better get a move on! I'm up for it guys! Have a brilliant day x

Pernicious

Morning all,

I have a half day today so I'm very pleased about that...however I have a half day because I am giving blood for the first time today, & I hate needles, eek! It's part of my 101 list, but I'm still scared

Pixie - Where did you find all those little smileys?
Bexs - Sounds like you have an interesting day ahead of you!
Orange Fairy - I didn't know that either...
Compliments - Congrats on the weight loss!
DNMS - I'm having similar problems with OnePoll - it was just soooo slow before but yesterday I encountered one that asked me the same 3 questions about 3 times before I gave up hoping that it would sort itself out! That would have taken me up to a nice round £17 as well.

Today's plan:-

• [STRIKE]Brekkie from stores [/STRIKE]
• [STRIKE]Free lunch at my mothers[/STRIKE]
• [STRIKE]Dinner from meal plan[/STRIKE]
• [STRIKE]Heating off during working day[/STRIKE] - & judging by the last couple of days maybe off until next Winter! :j
• [STRIKE]Make use of free coffee/water/milk [/STRIKE]
• [STRIKE]Charge phone at work[/STRIKE]
• [STRIKE]Log calories on free app[/STRIKE]
• [STRIKE]Log expenditure on free app - aiming for a LSD though, forgot to buy a sauce for tonight's dinner![/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Check online banking[/STRIKE]
• Try to find £10 voucher!
• Research wedding bits more
• [STRIKE]Check ebay[/STRIKE]
• Catch up on other threads
• [STRIKE]Try to drive conservatively[/STRIKE]
• Washing on eco setting
• Hang up to dry
• Perhaps list a few more things on ebay if I get the time, need to crack on with some cleaning today!

Have a great, moneysaving day everyone x