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Can you have more than one Capital One credit card now?

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  • Saints2011
    Saints2011 Posts: 933 Forumite
    LMCD see this thread as well:

    https://forums.moneysavingexpert.com/discussion/3127358

    Madness isnt it !
    Can I find out my credit score?
    You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)
  • LMCD
    LMCD Posts: 649 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    hmmmmm confused....will keep this subscribed if you can come back let us know?

    oops that was meant for other thread...or here?! lol
  • Saints2011
    Saints2011 Posts: 933 Forumite
    Haha :) all good fun
    Can I find out my credit score?
    You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)
  • jolfc
    jolfc Posts: 446 Forumite
    Part of the Furniture 100 Posts
    In answer to my thread title it appears you now can, I sent an email and this is the reply from Capital One, I like things in writing so them telling me on the phone was not enough, lol.



    I can also confirm that you can now apply for a Capital One progress card even though you’re an existing Capital One customer.

    So it seems criteria has defo changed.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    jolfc wrote: »
    In answer to my thread title it appears you now can, I sent an email and this is the reply from Capital One, I like things in writing so them telling me on the phone was not enough, lol.



    I can also confirm that you can now apply for a Capital One progress card even though you’re an existing Capital One customer.

    So it seems criteria has defo changed.

    It should say if you have any sense do not apply for this waste of time progress card which takes 3 years to get a decent rate and by that time you will probably be mustard for other lenders.
  • LMCD
    LMCD Posts: 649 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    star-fire wrote: »
    It should say if you have any sense do not apply for this waste of time progress card which takes 3 years to get a decent rate and by that time you will probably be mustard for other lenders.


    Not necessarily...these cards could build your credit rating, they do tell you that if you pay the minimum amount every month it would take longer to pay...so if someone wants to sensibly build their credit rating....surely it don't matter what card?! spend and pay back in full before statement produced.
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    On their mongy low end cards would you want to hold more than one?
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    LMCD wrote: »
    Not necessarily...these cards could build your credit rating, they do tell you that if you pay the minimum amount every month it would take longer to pay...so if someone wants to sensibly build their credit rating....surely it don't matter what card?! spend and pay back in full before statement produced.

    I am talking if you already have a credit builder card it only takes 1 card to build up a credit profile.
    And why would anyone want 2 sub-prime cards in the first place.
  • jolfc
    jolfc Posts: 446 Forumite
    Part of the Furniture 100 Posts
    who do capital one search, i looked at the credit reference agengy thread, does it mean it searches both when it has an ex, eq next to it or one of them, thanks in advance for any help.:D
  • Silvafox
    Silvafox Posts: 321 Forumite
    jolfc wrote: »
    who do capital one search, i looked at the credit reference agengy thread, does it mean it searches both when it has an ex, eq next to it or one of them, thanks in advance for any help.:D

    Both or either - but normally both.
    PMA - Positive Mental Attitude

    It works for me - you try it!
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