stressed , fed up and very down

Triangle

maganan wrote: »

If your doing a degree the tax credits will count it as an income (they didn't when i did it but do now).

Hi Magnan - just to confirm, the NHS Bursary and most components of the student loan are not classed as income for tax credits

I am a student. Will my loan or grant be taken into account if I
claim Child Tax Credit?

We don't take student loans or grants to meet the cost of tuition fees,
childcare, or the Parent's Learning Allowance into account. But you should
tell us if you receive a Dependant's Grant for a spouse or unmarried partner
or a dependent adult.
If you are a student nurse or a health profession trainee and you receive a
bursary under the NHS Bursary Scheme, you do not need to tell us about
these payments in your claim.
After you have finished your studies and start work, repayments of student

loans are not deductible from income in tax credit claims.
http://www.hmrc.gov.uk/leaflets/wtc2.pdf

Hope you don't mind me pointing this out.

So pleased to see you back on this thread Jay - there are loads of people who are rooting for you! :beer: :j

T
x

gettingbackontrack

jay_mi10 wrote: »

Thank you all I shall keep you updated

Jay, you have lots of people rooting for you - in pursuing your new career, in tackling your debts and, most importantly, in finding out about your son.

Take care of yourself too - easy to say, I know, but do take some time for yourself. X

WeBeBroke

supersavershal wrote: »

Have you factored in your petrol costs? You will be sent on placements all over the place.I personally think taking on a course of this intensity is really mean when you have young children, you will miss out on them growing up and you cant even say it is for a better life as the job prospects are so poor.

You cannot tell someone who is embarking on a course at University that they will not have a job in the future. You do not have a crystal ball that says there will be no jobs then! These things go in cycles - peaks and troughs.
It may be bad now but that could mean it will deter people from embarking on a nursing degree - which may mean a shortage in a few years. I've seen this happen many times since I've been to university (did a science degree in the early 90s).

My advice would be: ignore the negative comments and keep at your dream - you are very young and by the time you are 30 this will be miles behind you and you'll be delighted you did it. I'm a big believer in education and you will never regret getting your nursing degree. If anything, the fact that it's been such a slog up to now will mean you will be a much better and more motivated student - and won't waste much time in the student bar like I did:D.
Also, if the NHS do not improve there are always other options open to you - private pharmaceutical companies welcome those with nursing degrees as well as the police force/medical research companies. And the skills you learn will be transferable. If the worst does come to the worst you have a qualification that will enable you to go anywhere in the world.
The very best of luck to you and well done for coming this far!

WBB

SJ1

Having read the whole diary so far I just wanted to say that you are a SUPERSTAR coping with all the things you are at the moment. I work hard and sometimes

SJ1

Sorry, IT disaster, these things keep happening to me!!

I work hard and sometimes I do feel bad that I don't give my children all my time but I do think that a mother with a positive attitude to work and making something of herself can only be a good role model for her children. Well done you for sticking to it. I got my job just after the last recession and I haven't looked back since. If you took the advice of the scary poster you wouldn't leave your home for fear of being run over by a number 10 bus. Have no doubt you are going to make it.

Good luck tomorrow, I have been there with a littlee and the the horrible tests and its so HARD. You have to be so strong for them and you just want to go through it all yourself for them. I used to hold it together in front of him and then break up and have a good cry on the phone to my mum later. Only to come back to him smiling as if this was the most natural thing in the world being in hospital. All the best

SJ xx

BILLIE

My first post has been taken off and I certainly wasn't being nasty
Anyway wish you all the luck possible for the future, but getting tomorrow over and done with is your first priority. Take each day as is comes and taking your head of the sand, as you say, is a very good start. Billie x

Maddie57

Hi

I know that you are struggling financially but make sure you take some time out for yourself now and again. Studying, raising your children, working, supporting your husband and trying to sort out your finances is a lot to be dealing with for anyone. You need to make sure you take care of yourself - you are no good to anyone if you burn yourself out so don't feel guilty about taking a few hours here and there when you can.

Remember you will look back in a few years and think this was all worth it

daisywoo

Hi
I just wanted to add my support. I too am a nurse, trained many years ago, but then undertook firstly my degree and then my nurse practitioner degree whilst my 3 boys were small (with help from a great husband). I love my job and am sure you will too when you have qualified.
I also have a son with cystic fibrosis and although it is a huge shock when having to come to terms with this diagnosis, I just wanted you to know that all is not as bleak as it may seem to start with. The CF Trust is great and certainly in my area, the CF nurses are fabulous.
If your son's result is positive for CF, please feel free to message me if you would like any support.

BILLIE

Hi Jay - been thinking of you - how did it go today - am sure that others have been thinking of you too, so do log on and let us know. Billie x

laineydoll126

Hi Jay_Mi10,

which part of the UK do you live in?