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Saturday 19th/Sunday 20th March - What small DFW things will you do this weekend???!

La_escocesa
Posts: 3,119 Forumite


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Hi everyone :hello:
Thought I'd get us started this fine morning. I hope everyone has great money-saving/debt-busting weekends lined up. If you're looking for some motivation please post with us! It's great to see how much you're getting through over the weekend. Or just pop in for the small things chat
Here's my listaroo:
:grouphug:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.

Hi everyone :hello:
Thought I'd get us started this fine morning. I hope everyone has great money-saving/debt-busting weekends lined up. If you're looking for some motivation please post with us! It's great to see how much you're getting through over the weekend. Or just pop in for the small things chat

Here's my listaroo:
- Finish washing up asap - water will still be hot from last night
- Heating off/low; jumpers on... Windows are open anyway
- Call mum with free wknd mins
- Catch up with stuff on 4od/iplayer
- Check Spanish soaps - bit of free practice
- Tick off the list on my diary - won't bore you with my housekeeping woes on here
- SC something
- TV night in tonight
- Walk to charity shop
:grouphug:
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Comments
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Listy time:
Washing on
Bank checked
Surveys
NSD x 1 this weekend at least
Clean flat
Call home
English readings
Think about research structure
Choose essay question for English** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
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Morning peeps :hello: I hope everyone is suitably chipper as its the weekend and no more work for 2 days :dance: (sorry for those of us this doesn't apply to :grouphug:) I am reveling in no work and intend to ensure I do not waste a single minute of my me time!
Today:- [STRIKE]check banking & shift funds into bills account[/STRIKE]
- [STRIKE]update spending diary[/STRIKE][STRIKE] & GC spends[/STRIKE]
- [STRIKE]finish sorting out spare room as we have an Itallian student for 1 week coming later this eveing [/STRIKE]:T (money towards paying for the cooker as oh now does not want to take the money from his folks)
- meal plan & trip to supermarket - quick easy & cheap meals all week to reduce work of the student
- [STRIKE]take old cooker & mattress to the tip[/STRIKE]
- [STRIKE]fly lady the kitchen - keeps me out of spending money trouble
[/STRIKE] phew that was a whole workout in itself!
- go for a run today & body pump tomorrow
- email friend on fb about getting together soon
- finish making my friend's birthday present
- practice portuguese as haven't done any since Monday
and the next lesson will be here before I know it (Monday)!
- [STRIKE]put washing on line & keep an eye on it[/STRIKE]
- list at least 4 things on Ebay & drop a bag off at the CS
- [STRIKE]go collect parcel at sorting office[/STRIKE]
- [STRIKE]washed out 3 sandwich bags
[/STRIKE]
- bought a lamp for the spare bedroom £1 in B&Q :T tis pretty cool too
(while we were there getting a new toilet seat
:o:o)
- went out for lunch with a friend & she paid, I bought her a starbucks later so pretty good deal for me!
- resisted the urge to spend money while in town - was really hard as I wanted to buy a nail varnish but wasn't prepared to buy it as I left my boots card at home & I knew I had enough on there to get it for free! will get it next time!
- called the company that I bought the cooker through as they haven't given me my 920 boots points. Whole palarva & they are listening to the call & then calling me back on Tues...
- picked upa couple of flowerbomb samples - very nice!
- returned top to DP for refund - finally!
- applied for first direct bank acc
Yay also received letter from Inland Rev & I am receiving a rebate! very cool
Phew that lot should keep me busy! Happy days everyone xDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Morning All! :wave:
Did loads yesterday but still want to catch up with loads more things before work gets really busy! On the list for this weekend is:
Change sheets on our bed (did DS yesterday)
[STRIKE]do a load of washing and get it on the line[/STRIKE] did 2 loads
[STRIKE]heating off[/STRIKE]- really sunny today :j
[STRIKE]email seller on ebay to accept second chance offer on a greenhouse[/STRIKE] :T:T (so excited bid on and lost loadsbut won this one £40 cheaper than I was willing to pay
) got a further £20 off as two cracked paynes he didn't see- RESULT!! £100 bargain :j:j
[STRIKE]Go and collect afore mentioned GH tomorrow[/STRIKE]
[STRIKE]need to go and pick up a few bits from market namely CHEESE!![/STRIKE] OH ate it all and didn't tell me :mad: bought a MASSIVE block for £20 :eek::eek: lets see how long that lasts :rotfl: I bet I have to go back next week for more though:o
Can't see any NSD's til monday I'm afraid so I'll just have to try doubly hard next week:o
Hope you all have a fantastic weekend0 -
Hey all!
What a beautiful day!
OH is going out, which is good as I have a cold and just want to lie in bed!
My list:
Saturday
Breakfast and lunch from stores
Do comps
Email people back
Check job sites
Check bank
Get ebay item ready to post for Monday
Check on washing hanging to dry
Do invitations tonight with OH
Nudge OH to do fish tank change
Sunday
Food from stores
Check job sites
Do comps
Check emails
Wash bed sheets
I have to sort my cats out as they are very messy!
Hope everyone has a great weekend!No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:
Thanks to everyone who posts competitions. You are the stars of the board :T:j:T0 -
Good Morning, I have a lovely long weekend to look forward to Monday and Tuesday off to use up holiday
- Off to the gym in mo
- Need to OH a birthday card :beer:
- Collect cake from M and S - used quidco for purchase
- Pack for nightway in hotel, booked with cashback
- Use day out voucher won last year for afternoon tea
- Food in the oven cooking a few things0 -
Good Morning, I have a lovely long weekend to look forward to Monday and Tuesday off to use up holiday
aw have a lovely time off Lotte am soooooo jealous! xDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Hey Guys,
I am looking forward to a lovely day, as the sun is shining and makes life seem a lot brighter
Well today the kitchenaid i bought with my ebay sales will be here, so i am defo going to make some bread, and i have some very ripe bananas, so will make some banana bread too
Also, sorting out the cupbords, and got loads of filing to do :mad:
Always say i will not let them get back in that state again, and then continue to throw the letters inso that will take a good hour or two..
And i plan to make the mose of the nice day and take my son to the park and take the stabilizers of his bike :T
Whatever your doing ....enjoy :T:T0 -
Its a beautiful start to the day here too, it really helps lift your mood doesnt it.
Today I will be -
*Catching up on laundry and drying outside! :T
* All food from stores
* Ebay, Ebay Ebay! got lots to list and it free listing weekend
* Read newspapers online
* Catch up with forums, comps and offers
* Staying in tonight with love film dvd
Hope you all have a fab Saturday! xLiving as simply as we can
Baby Girl Due 1/2/2016 :j0 -
Hello everyone!
Today looks to be a busy day for me:
-pack to go home for the weekend
- cant leave until i have done at least 1/3 of my assignment
-use up leftover bits for breaky and lunch
- boyf is cooking me dinner when i get home!
- drive carefully home - fill up petrol on way
- remind him he owes me money for our friends bday prezzie as we went halfs
- go out for friends bday and not spend much
Sunday
- go to work - check payslip against pay + help myself to bubble wrap for ebay sales
- take packed lunch (from mums house so free) lol
-take advantage of free listings on ebay
- package up ebay sales currently 11/14 will sell
-try have an NSD (though unlikely when im home! )
- have dinner with either my parents or the bofs parents - who ever asks first! hehe
have a good weekend all!!Paying it all off in 2017:
Finance 1- [STRIKE]115[/STRIKE] Paid Jan 2017
Finance 2- 335
CC - [STRIKE]2000[/STRIKE]1800
OD 1 - [STRIKE]2200[/STRIKE] 1850
OD 2 - 25000 -
Goooooooood morning! The ruddy sun is out, he has his hat on, hip hip hip hooooray!
Today I have so far:- Had breakfast from stores
- Checked my meal plan to remind myself what yummy food I am having and that we have everything in
- Put a wash on quickwash
- Put an airer full of washing in the hot patio window so that will be dry v soon ready for the current wash
- Lunch and dinner from meal plan and stores
- Walk to town to spend some boots points and feel like I have splashed out! Think I have about £45 on there through savvy points coupons lol. Only buying toothpaste, wipes and facewash, nothing special! Ooo also have 2 No5 vouchers, will see if I can get anything with those without spending actual currency!
- NSD! This is easy when you have no money to spend. Will be a few of these this week!
- Hubby to walk to and from work.....still on the theme of skint, the car gets an enforced rest!
- Record my food down for SW, this will help me to focus and then I will get back to target, so ultimately MS as it wont cost me £4.95 per week :eek:
- Bit more spring cleaning....
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