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is there such a job?
Comments
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The first thing you need to change is the attitude that the childcare comes out of 'your' wages as an individual. The childcare comes out of 'our' wages, ie you as a couple. They could even come out of 'HIS' wages, even if they are not his children. You see, your entitlement to tax credits and most benefits is based on the total income of THE HOUSEHOLD. You will be a household with two adults.
Now, even if the childcare costs come to almost as much as your wages, it could still be worth working, because a few hours can lead to more hours. And it will certainly be easier to find a job if you have SOME childcare than it will to find a job where you cannot do ANYTHING out of school hours. School holidays and INSET days, for example.
Another thing to remember is that if you only need to pay for childcare during school holidays, the cost MAY end up more than you are earning each week, BUT remember that you really ought to think of the childcare costs spread out over the whole year, just as you talk of your partner's annual salary.
I don't know if that makes sense, but if you want to be together, you want to be together, not playing at being two individuals one of whom has children. If he's reluctant to 'muck in' with the costs of bringing up children - which isn't entirely clear from your posts - then run a mile, very fast!
hi,
thankyou. thats why first 18 months will be a struggle as at the moment his wages just cover his bills and debt. i'm not disputing after 18 month period we'll be okay.
i may sound a right nasty person, but if my wages just cover child care cost i wont have any money help with bills for the time being. so wont be any better off.
he does get alot but also pays alot of tax he brings home 1500 a month his car (finance, insurence. diesel) comes to almost 600 a month alone... the rent and c.tax is 500... then rest of money covers food, bills etc... yes he would get rid of car however he's paid alot on it so far and as 18 months left... after this the 600 bill for car be only around 400.0 -
I just did a calculation, and if you get a minimum wage job earning 12k, your OH earns £24k and you have 2 child, with childcare at £200.00 per week you would get £125.00 per week in Tax Credits.
Your net pay would be £196 per week - £75.00 childcare leaving you £121 per week in your pocket.
My point is, that whilst you might not want to use childcare it is financially feasable, and unless you fall very luckily and get a highly contested job within a school I don't see options for avoiding it."On behalf of teachers, I'd like to dedicate this award to Michael Gove and I mean dedicate in the Anglo Saxon sense which means insert roughly into the anus of." My hero, Mr Steer.0 -
I just did a calculation, and if you get a minimum wage job earning 12k, your OH earns £24k and you have 2 child, with childcare at £200.00 per week you would get £125.00 per week in Tax Credits.
Your net pay would be £196 per week - £75.00 childcare leaving you £121 per week in your pocket.
My point is, that whilst you might not want to use childcare it is financially feasable, and unless you fall very luckily and get a highly contested job within a school I don't see options for avoiding it.
with just him working its 56 tax credit per week,
i wish child care was 200.. when we looked into me working full time... (9-5)
i'd need nursery take kids pick them up and stay at private nursery those 2 hours the nearest private one to me quoted me £163 per child per week.0 -
with just him working its 56 tax credit per week,
i wish child care was 200.. when we looked into me working full time... (9-5)
i'd need nursery take kids pick them up and stay at private nursery those 2 hours the nearest private one to me quoted me £163 per child per week.
Then look into a childminder or another nursery, because that is more than we would pay for full time care in the Midlands.
For example, our afterschool club charge £6.50 per day from 3.15 - 5.45 per child. Full time care is £125 per week, ish, and I know childminders are cheaper."On behalf of teachers, I'd like to dedicate this award to Michael Gove and I mean dedicate in the Anglo Saxon sense which means insert roughly into the anus of." My hero, Mr Steer.0 -
wow thats cheap.Then look into a childminder or another nursery, because that is more than we would pay for full time care in the Midlands.
For example, our afterschool club charge £6.50 per day from 3.15 - 5.45 per child. Full time care is £125 per week, ish, and I know childminders are cheaper.
None of the schools round here have an afterschool club so the only out of school care is at the local nursery.....it's got a waiting list of up to 2 years depending on the age of the child and charges £13 a day from 3.15 to 6pm. (£17.50 if they go to breakfast club before school too from 8am until they are taken to school)
Not sure about full time care but when my friend was looking into putting her 2 year old son in a couple of days a week it was £36 a day (not sure if you got a discount if you had them in all day)0 -
wow thats cheap.
None of the schools round here have an afterschool club so the only out of school care is at the local nursery.....it's got a waiting list of up to 2 years depending on the age of the child and charges £13 a day from 3.15 to 6pm. (£17.50 if they go to breakfast club before school too from 8am until they are taken to school)
Not sure about full time care but when my friend was looking into putting her 2 year old son in a couple of days a week it was £36 a day (not sure if you got a discount if you had them in all day)
No competition means high prices.
Even the private nurseries only charge around £8.00 per day after school."On behalf of teachers, I'd like to dedicate this award to Michael Gove and I mean dedicate in the Anglo Saxon sense which means insert roughly into the anus of." My hero, Mr Steer.0 -
thankyou soo much!
but most only accept you if you have no college experience and no nvq's ... i went college for 3 years and did hairdressing im fully qualified but since having children theres nvq 3 and to get a job most require that and salon experience. in the end i gave up with whole thing and willing try anything else! lol.
Freelance hairdressing/ styling?The only thing we know for sure, is that we know nothing0 -
Sammyantha wrote: »Freelance hairdressing/ styling?
i dont drive as could never afford lessons or the car - im kinda useless arnt i?0
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