is there such a job?

Salz

How about a teaching assistant in a school? What qualifications do you need for that?

Gemma_B

DaisyFlower wrote: »

I wouldnt rule out jobs outside school hours. Tax credits will give you help towards childcare costs and any shortfall can then be split between you and your ex which means you will have little to pay from your actual wage.

when i move in with new partner the test on direct gov says we entitled to £56 a year tax credits in total no working tax credits so not sure if i be entitled to childcare costs?.
my childrens dad died before i found out was pregnant with youngest so cant get any help in that direcection and his family dont see the children as they moved back to scotland after.

Spendless

Gemma_B wrote: »

i want to work so can move in with partner and afford to live together, so combined it means we're not entitled to anything like that, hes on a good wage but been living single so as the car on finance the credit card repayments etc so for first 18 months (car finance left) its going to be a struggle. You'll still not spend all your wages in childcare though, once both kids are at f-time school. Granted you may in school hols. You just have to accept that, (most) term-time wages are 'yours'.

but not only that if you ever been a single mum you'll understand me, i love my children dearly but when highlight of day is picking children up from school playing reading books cooking dinner.. i know loads mums do anything to so all that and i do love it but i need some independence, some adult time and want to make something of myself. even if its earning exact same amount i get on benefits.Same is true for married mums. I know how it feels. My husband works away a lot too, so it wasn't as though I could slip into adult conversation mode at 5pm daily.

when kids grow up i want them see mummy goes to work and comes home and plays and have weekend family time.
i know im babbling now.Yes and that's fine

i have no brains, well i do if im taught something but i dont pick up things easily and when trying do things i seem to make a mess doing them. when i first volunteered at surestart i was nervous maknig cup of teas for the mums wrong hahaha!!

if im honest to all of you and myself im still struggling to find something that i click with that im kind of good at that can build up on but theres nothing. i did hairdressing at college but to be honest i dont think im brilliant at it i know pretty much the very basics.

Doesn't Surestart run any courses on their premsies? I did loads thru mine. It helps with the something to do, adult talk and possibly with the job hunting too.

Good luck.

looby75

Gemma_B wrote: »

when i move in with new partner the test on direct gov says we entitled to £56 a year tax credits in total no working tax credits so not sure if i be entitled to childcare costs?.
my childrens dad died before i found out was pregnant with youngest so cant get any help in that direcection and his family dont see the children as they moved back to scotland after.

the best thing to do is to find out a rough figure of how much childcare would be if you were working out of school hours and then put it into the calculator. You might be surprised how much help you can get with childcare even if you don't get a lot of tax credits.

Oh and the £56 won't be a year, there isn't a payment that low afaik. It's more likely to be a week.

Gemma_B

looby75 wrote: »

the best thing to do is to find out a rough figure of how much childcare would be if you were working out of school hours and then put it into the calculator. You might be surprised how much help you can get with childcare even if you don't get a lot of tax credits.

Oh and the £56 won't be a year, there isn't a payment that low afaik. It's more likely to be a week.

sorry was £156 ... it said from april - april or something
edit im so dumb tax year ends in april... so that would only be from not til april LOL x

Samanthamum

Gemma_B wrote: »

sorry was £156 ... it said from april - april or something
edit im so dumb tax year ends in april... so that would only be from not til april LOL x

Are you sure it is not £156 till the end of the tax year? ie £75 a week?

You have to be quite a high earner to get no tax credits as a couple with two kids prob £30k+

Try here
http://www.turn2us.org.uk/benefits_search.aspx

Gemma_B

Samanthamum wrote: »

Are you sure it is not £156 till the end of the tax year? ie £75 a week?

You have to be quite a high earner to get no tax credits as a couple with two kids prob £30k+

Try here
http://www.turn2us.org.uk/benefits_search.aspx

hes on 24000 (before tax) works out just under 1500 a month taking home) i went on http://www.moneyformums.co.uk/benefits/Benefitscalculator/tabid/88/Default.aspx

Samanthamum

Gemma_B wrote: »

hes on 24000 (before tax) works out just under 1500 a month taking home) i went on http://www.moneyformums.co.uk/benefits/Benefitscalculator/tabid/88/Default.aspx

Quick figures in the calc for a couple with 2 kids shows £55 a week tax credits. You would need to double check the calc yourself though

This one http://www.turn2us.org.uk/benefits_search.aspx shows for full year

The one you posted shows £65 per week tax credits, so i am not sure where u get the £156 from. That is for a couple, 2 kids, him working 30+ hours per week on £24000

Gemma_B

Samanthamum wrote: »

Quick figures in the calc for a couple with 2 kids shows £55 a week tax credits. You would need to double check the calc yourself though

This one http://www.turn2us.org.uk/benefits_search.aspx shows for full year

The one you posted shows £65 per week tax credits, so i am not sure where u get the £156 from. That is for a couple, 2 kids, him working 30+ hours per week on £24000

i did direct gov one and shown from now until end of tax year (2.5 weeks lol)

Savvy_Sue

Gemma_B wrote: »

i want to work so can move in with partner and afford to live together, so combined it means we're not entitled to anything like that, hes on a good wage but been living single so as the car on finance the credit card repayments etc so for first 18 months (car finance left) its going to be a struggle.

The first thing you need to change is the attitude that the childcare comes out of 'your' wages as an individual. The childcare comes out of 'our' wages, ie you as a couple. They could even come out of 'HIS' wages, even if they are not his children. You see, your entitlement to tax credits and most benefits is based on the total income of THE HOUSEHOLD. You will be a household with two adults.

Now, even if the childcare costs come to almost as much as your wages, it could still be worth working, because a few hours can lead to more hours. And it will certainly be easier to find a job if you have SOME childcare than it will to find a job where you cannot do ANYTHING out of school hours. School holidays and INSET days, for example.

Another thing to remember is that if you only need to pay for childcare during school holidays, the cost MAY end up more than you are earning each week, BUT remember that you really ought to think of the childcare costs spread out over the whole year, just as you talk of your partner's annual salary.

I don't know if that makes sense, but if you want to be together, you want to be together, not playing at being two individuals one of whom has children. If he's reluctant to 'muck in' with the costs of bringing up children - which isn't entirely clear from your posts - then run a mile, very fast!