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goverment debt settlement order

dave2202
dave2202 Posts: 10 Forumite
in Debt-free wannabe
hello i recieved a txt to my phone today saying that the goverment has introduced a debt settlement order which is suppose to wipe off all your debt
i believe its a scam as i have not heard of it before now
so has anyone else recieved this txt message or heard of any scheme of this nature
wouldnt it be good if it does exist lol
«1

Comments

  • Hannah_10
    Hannah_10 Posts: 1,774 Forumite
    Phone the CAB, the CCCS or National Debtline for a proper word on it but these texts are notorious for being scams even if such an order does exist. IVA's exist, they are real, but there are a number of mightliy dodgy companies opperating to make a mint out of fixing you up with one even if it ruins you in the process. So avoid, delete, keep the hell away from any company who says they are involved in any kind of debt help (with the exception of the CCCS and Payplan who are charities not compnies) and if you want to know ask the real experts.
    I refuse to be afraid of the big bad wolf, spiders, or debt collection agencies; one of them's not real and the other two are powerless without my fear.
    (Ok, one of them is powerless, spiders can be nasty.)

    As of the last count I have cleared     [STRIKE]23.16%[/STRIKE] 22.49% of my debt. :(
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Definitely a scam, just delete it.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • RAS
    RAS Posts: 35,765 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi

    They aRE EITHER TRYING TO SELL YOU an IVA, which costs at least 6 grand, if you have enough monthly incoem to pay one, or the CCA/charges routes, which you can do for free yourself.

    Run a mile.
    If you've have not made a mistake, you've made nothing
  • dave2202
    dave2202 Posts: 10 Forumite
    thank you all for the replies i knew it was a scam but wouldnt it be nice if it was true lol
  • dave2202
    dave2202 Posts: 10 Forumite
    oh and hanna_10 spiders are lovely its the debt collecters that are the nasty ones lol
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Debt Relief Order perhaps?

    No-one should be promoting or charging for advice related to those. In fact, if anyone one is then they need reporting.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Hannah_10
    Hannah_10 Posts: 1,774 Forumite
    "its the debt collecters that are the nasty ones"

    Whatever gave you that idea? I think you might be suffering from a case of believing everything you hear.
    I refuse to be afraid of the big bad wolf, spiders, or debt collection agencies; one of them's not real and the other two are powerless without my fear.
    (Ok, one of them is powerless, spiders can be nasty.)

    As of the last count I have cleared     [STRIKE]23.16%[/STRIKE] 22.49% of my debt. :(
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    fermi wrote: »
    Debt Relief Order perhaps?

    No-one should be promoting or charging for advice related to those. In fact, if anyone one is then they need reporting.

    And there are some doing it. See: https://forums.moneysavingexpert.com/discussion/3031350
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • thebeyond
    thebeyond Posts: 1 Newbie
    i saw just such a text yesterday

    if national debtline don't know of them
    then they're probably not worth knowing
  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    I believe these texts about writing off my debt as much as I do the unsolicited ones insisting I am owed £3750 for my recent accident... frankly I'm getting freaked out... I never even knew I'd had an accident! Do they know something I don't??? Yikes!!! :eek:
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
This discussion has been closed.
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