Scared and tired but facing up to it

happyhaddock_2

Hi Mrs T, I totally respect the fact that you want to make the minimum payments this month, it's just in the whole scheme of things it really won't make a lot of difference and WILL be swallowed up in interest, and to be honest if you're starting a DMP you are going to default anyway and the money can be of better use in YOUR bank account. I remember when I started my DMP last April, and I had been literally scrimping and scraping down to my last penny the month before to try (and failing) to pay my minimums and it just seemed such a waste when you realised that it just went on interest and charges and didn't make the slightest difference to what I actually owed. Just a thought xx