Friday 11th March - What small DFW things will you be doing today?!

stitching_witch

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:T

stitching_witch

Oops, meant to edit the above but got carried away!!!

Ah, the early morning insomnia strikes again I'm sat here with a lovely cup of tea so decided to get us all going on this wonderful Friday morning. In the words of the great DNMS - I am definately up for it today!


So far today I have:

• checked banking
• done a couple of surveys
• made lunch to take to work
• boxed 6 eggs to sell at work
• fed and watered the chickens
• got dishwasher going on Economy 7 - my tariff ends at 7.30am so I can take advantage on these early mornings

I will also:

• do an hour and a half overtime before work
• possibly work half an hour of lunch and claim as overtime
• charge mobile at work for the weekend
• phone leather suppliers for their best price
• keep an eye on Onepoll during the day
• do a customer fitting this evening whilst on another trip saving diesel
• enjoy my day

Not a DFW evening though as I'm off to a birthday meal at an Indian restaurant, but as I'm driving there won't be the cost of alcohol to take into account. I go out so rarely that I don't mind paying for a good night once in a while.

Catch up later, stitchy x

determined_new_ms

stitching_witch wrote: »

Ah, the early morning insomnia strikes again I'm sat here with a lovely cup of tea so decided to get us all going on this wonderful Friday morning. In the words of the great DNMS - I am definately up for it today!


Not a DFW evening though as I'm off to a birthday meal at an Indian restaurant, but as I'm driving there won't be the cost of alcohol to take into account. I go out so rarely that I don't mind paying for a good night once in a while.

Catch up later, stitchy x

:rotfl::rotfl::rotfl:lol glad ur up for it stitchy, not sure about being referred to as "the great DNMS" :rotfl:

Enjoy ur night out, hope laughter is the theme of the evening

Today - has to be a MSE one as I cannot cope anymore with hemorrhaging money... Had to buy a lot of skin care stuff yesterday on top of cooker expenses...

• lunch from stores
• dinner - hm pizza for the boys to use up ingredients in the fridge. Me roasted sweet potato
• check for surveys
• go for a run straight after work
• put up curtains
• read book - I haven't watched TV since we came back from holiday!
• check banking
• do VSP

ok that's all I can think of right now! Happy Friday everyone x

La_escocesa

Hi everyone :wave:

Loving the Friday feeling I've got today

• Check banking and cc
• VSP transfer
• Shifted some money around to cover bills a/c - would've been £30.15 short :eek: [STRIKE](had to use my 101 stash )[/STRIKE] Oooh, have £22 bagged coin waiting to go into the bank - Now just £8.15 to transfer from savings :T
• Cancel Which subscription before trial is over
• Raid piggy bank £4 pour moi for today's treats
• Not go to the pub
• Get chicken out to SC tomorrow :cool:
• Free cuppa
• Charge phone for the weekend (leave charger in work)
• Take back library book

Catch up later peeps xxx

pixiechick99

Morning ladies:beer:
Happy Friday indeed....roll on lie-in tomorrow:D


Here's my list, in a bit of a rush now:

• check banking - all ok
• check onepoll
• meal from plan tonight - quesadillas and HM wedges, yum:T
• chicken defrosting in the fridge
• lunch from home
• packed lunch and drink for dd2
• free cuppas at work
• hoover lounge
• carry on with assignment
• check ebay listings
• write next week's meal plan
• write small shopping list
• heating off during the day
• think about what else to list on ebay - I've made £150ish in the last 2 weeks from my sales:beer::beer:

That's my lot...better go get dressed and trot off to work..have a fab Friday:T:T

Karb

Morning everyone. Not posted for a couple of days. Been working away, then my Uncle's funeral yesterday. Shame about the circumstances, but was good to go back to what I still consider home, and to see my cousins again.

Today is Friday, and my birthday so its a good day! Next birthday is a milestone so might not be quite so good :-)

Probably not a DFW day though as OH wants to go out for a meal. DD is going to babysit for the younger ones.
DS made me breakfast in bed today. Bran flakes (which is the only cereal I don't like), lukewarm coffee strong enough to stand the spoon up in, and cold dry toast that had no butter on! But bless him, he put it all on a tray, with a happy birthday banner sellotaped around the outside, then got a single candle and lit that too!

Today I have/will
Opened my cards & presents :-)
Washing on line to dry
Check online banking
Made sandwiches for work
Free tea and coffee at work
Make shopping list ready for weekly grocery shop tomorrow

Probably not much else.

Have a fab Friday everyone!

sibles

Oooh an early one for me on the train to London and feeling like a different person. I had a really good cry with my friend at work yesterday and he helped get my head back on straight. I got my house reference sorted out before leaving the office and then had a lazy evening, I even cooked! I also told my oh that he is a sarky boy when he is sick and it upset me. So all in all feeling a million times better.

I hope I'm not the only one feeling better today. Sending lots of positive vibes to you all.

Today I have/will

Taxi to station, but will claim back
Had breakfast before I left
Got coffee at station but used discount card
Have done a bit more crochet on the train
Got library book with me to read, no magazine buying
Going out for lunch but I think it's a work thing
Hopefully won't be too late home
Will have tea when I get home, avoiding station burger!

That's all for now, hopefully a couple more NSDs over the weekend, and I'm going to tackle the bathroom. The plan is to get it blitzed before we move so it's just a whizz around during moving week.

Have a fab Friday all
Xxx

complimentschemistry

Morning everyone,

I think I speak for most people when I say TGIF!! Had myself a little treat in the form of a Costa coffee, which was a bit naughty but I'm going to make up for it by not drinking/paying for a taxi for my friend's bday Saturday and I'm going to drive instead and take a few people as well. Hopefully will get a few soft drinks for that!

Things to do today:-

• Find Music Magpie cheque - I had a bit of a look y'day and this morning but no joy as yet
• Work hard and not get into a row with my boss, unlike y'day!
• Lunch from stores - fruit salad & yoghurt
• Return my other New Look purchase
• Free tea/coffee/water @ work
• Not charge my phone 'cos I don't need to
• Put pennies in change pot
• Check online banking
• Be happy!!

Hope you all have lovely days :j

Pernicious

Good morning everyone, & the great DNMS! That made me chuckle

Yay Friday! I am soooo ready for the weekend, so ready that I am planning an early night lol. I was so busy last night I hardly had any time to just sit down & relax, so tonight is definitely a "me" night!

Today I have/will:-

• [STRIKE]Food from stores [/STRIKE]
• [STRIKE]Make use of free coffee/water at work [/STRIKE]
• [STRIKE]Heating off during working day [/STRIKE]
• [STRIKE]Charge phone at work [/STRIKE]
• Update ebay challenge
• Catch up on other threads
• [STRIKE]Catch up on yesterday's "small things" thread[/STRIKE] - What an odd end to yesterday's thread!
• [STRIKE]Log calories on free app[/STRIKE]
• Log any expenditure on free app
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• Put some washing away
• Washing on eco setting
• Hang washing up to dry
• [STRIKE]Check online banking[/STRIKE]
• [STRIKE]Check cashback[/STRIKE]
• Research wedding photographers more - last night turned out to be well overpriced for their albums compared to others we have seen...
• [STRIKE]Dig out suitable handbag for Saturday so I don't have to buy a new one[/STRIKE]
• [STRIKE]Dig out suitable coat/jacket as well[/STRIKE]
• [STRIKE]Going to MAKE time to make use of free yoga videos this evening[/STRIKE]
• [STRIKE]Giving myself a manicure this evening to save some cash, but I must admit I am treating myself to getting my eyebrows threaded...only treated myself to this once before but she did such a good job & they stayed neat for weeks...so since it's only a fiver & it is my friend's wedding tomorrow, why not! I do need to look good for the pictures![/STRIKE]

Have a great, moneysaving day everyone x

Pernicious

Happy birthday Karb! You snuck in whilst I was posting Have a lovely day :beer: & I'm sorry to hear about your uncle.

josiebabie

Mooooorrrrning all!!!!

I am up for it tooo!

So far I have:-
- Checked banking - no change
- Got up at 5 to 6 :eek: (went to bed ridiculously early last night) so I could have hot water on and bathe DD, run a hot load in WM and run a load in tumble all on cheap electric! (BTW - I first wrote SHEEP ELECTRIC.....LOL)
- Took some of DM's eggs into work for colleague to make large choccie cake for Monday
- Checked ebay sales - no change

and I will:-
- Write Mr T's list and stick to it, didn't do this yesterday, MUST be done at lunch time
- Stick to £50 budget for tonight (same meal as mum but alcohol involved for meeee! LOL) although one of my girl-friends has called off as she is ill so might not be as mad as originally planned. LOL
- Do surveys
- See if I can claim from VO yet?
- Sell a purge!!! Done a few this week but not since Tuesday
- Sell lots of labour! :T
Jx