Holidays whilst still in debt

dinkylou

Lou,

I don't think you should 'punish' yourself for being in debt by not having a holiday but maybe it isn't quite the right time to be having a 'holiday of a lifetime'? Maybe you could save up £600 and still have a good holiday but not quite as expensive. After all, you'll be able to afford more holidays when you have more money spare and then you won't feel guilty for paying out £1000.

Just my two penneth.

dawn2dusk

Loopylou everyone needs something to look forward to, if your debts are under control, then go for it and don't feel guilty.:j

loopyloulou_3

loan isnt on 0%, but CC is at the moment and i will switch that when 0% runs out (have to double check when that is!)

i think i am gonna save £100 a month and see how i feel nearer the time, although i know i should stop being so hard on myself when i have made so many MSE friendly changes to my life in the past year!

yung

bride2be2006 wrote:

Ooh we have just been to Mauritius on honeymoon, whereabouts are you staying? We were at the Beau Rivage in Belle Mare for a week (gorgeous)

staying at Baie Du Tombeau north of Port-louis a friend Villa on the cheap

Tondella

dinkylou wrote:

Lou,

I don't think you should 'punish' yourself for being in debt by not having a holiday but maybe it isn't quite the right time to be having a 'holiday of a lifetime'? Maybe you could save up £600 and still have a good holiday but not quite as expensive. After all, you'll be able to afford more holidays when you have more money spare and then you won't feel guilty for paying out £1000.

Just my two penneth.

I was going to say the same thing, we all need rewards, especially if we are in it for the long haul. But I think setting yourself the goal of putting half of whatever you save towards a holiday or other treat will have the double bonus of paying off debt and giving yourself a reward.

bride2be2006

yung wrote:

staying at Baie Du Tombeau north of Port-louis a friend Villa on the cheap

Cool, I used to live in Mauritius (Curepipe) when I was a child and its fab! You need to try Dhal Puri from the street sellers, they are flour pancakes with lentil puree and chillies in and they are gorgeous - and v cheap (around 10p each!!!)

yung

bride2be2006 wrote:

Cool, I used to live in Mauritius (Curepipe) when I was a child and its fab! You need to try Dhal Puri from the street sellers, they are flour pancakes with lentil puree and chillies in and they are gorgeous - and v cheap (around 10p each!!!)

:rotfl: I was born there :rotfl:

evab_2

I totally agree with everyone, you have to take some time for yourself otherwise you might get disheartened with things and having a break recharges the batteries.

We were thinking about a holiday abroad in 2007 because we haven't had one since our daughter was born 2 years ago, (moved 200miles from last home, changed jobs, purchased a house 2 months ago). So pretty skint at the mo. But then we decided to have a holiday in here (Wales) using The Suns holiday park vouchers and have a holiday in Cyprus in 2008.

Don't feel guilty about using your hard earned and saved cash, we all need to unwind.

bride2be2006

yung wrote:

:rotfl: I was born there :rotfl:

Lucky you!! What on earth did you move to this god forsaken country for when you could be there!!!

Have a dhal puri or three for me

irishwench69

Hi loopyloulou :j

I agree with your idea of paying some of the debt off each month, and putting some into savings.

If you decide against the holiday, you could always put the money you've saved as a lump (final) payment against your debt and get it paid off earlier.

But at least having the savings means you have the choice - esp if at least some of the debt is at 0%.....

HTH,

IW x