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HSBC to issue security tokens to its customers
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Probably cost. From what's been described above about the business device, it sounds like SecurID which is expensive (£30 to £60 each depending on quantity I believe) and they expire after three years. However, the big advantage of SecurID is that you can use the same device to authenticate to multiple companies. Each company just needs the SecurID's serial number.
To use same SecureID for multiple sites is not as simple as that, the company would need your seed file that you would not have access to, otherwise they could generate the code that appears on your device anytime they wanted, which would make the whole thing pointless. There are on-line facilities that offer a web version that will do this, still not a good idea and only if the end company are resisted with them.0
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