We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Do mortgages apply to this?

13»

Comments

  • Hello all!

    I've had arrears with my mortgage for ages, and am just about to clear them this month. I am wondering if their charges for late payment and arrears are also deemed penal, and as such can claim them back?

    Cheers
    1st letters received on 16.02.07 for HSBC, Goldfish, Tesco, RBoS & Lloyds TSB
  • Hi SUFC How did you get on with your claim for Mortgage Arrears Charges ? I'm very interested in this area as i have two old mortgage accounts with Swift group and Proffered/Capstone Mortgages. Which i am in the process of of obtaining my account statements as i know i had loads of charges added on both accounts. And would desperately like to know what my chances of reclaiming are. Can you or anyone else for that matter help me ?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.