Reclaiming in Scotland

jenny2115

There is a scottish thread on the CAG forum which explains how to go about it in Scotland, it should help you.

http://www.consumeractiongroup.co.uk/forum/scotland/

louloujs

Hi everybody

Have been reading this thread and I'm a bit confused. I am claiming £4700 plus interest (approx £5600) from Bank of Scotland. They haven't replied to either of my first two letters yet.

Can anybody tell me if i am right to pursue Bank of Scotland at the Head Office in Edinburgh even though I live in Southampton?

Bit concerned about the £750 limit in Scotland but would welcome any advice anybody can give me. (i.e. if I can still claim through Moneyclaim am I safer to drop my interest claim and stick to under £5000 just claiming the charges?)

Also, have had further charges in the last week or so. can I add these on when I (hopefully) get going with court claim?

You are all wonderful on this site. Thanks in advance for such a cooperative support network.

OverlandLandy

fuse5k wrote:

I would like to say thanks to martin for putting all of this information online, so that together we can get banks to abolish these illegal and unfair charges.

I see that in england you can file small claims online, is there such a service for those of us in scotland>?

also i have been unable to find my local county court? is there a different name for them in scotland?

thanks in advance

Ian houghton

I Think it may be the Sherriff court that you are looking for

http://www.scotcourts.gov.uk/

OverlandLandy

louloujs wrote:

Hi everybody

Have been reading this thread and I'm a bit confused. I am claiming £4700 plus interest (approx £5600) from Bank of Scotland. They haven't replied to either of my first two letters yet.

Can anybody tell me if i am right to pursue Bank of Scotland at the Head Office in Edinburgh even though I live in Southampton?

Bit concerned about the £750 limit in Scotland but would welcome any advice anybody can give me. (i.e. if I can still claim through Moneyclaim am I safer to drop my interest claim and stick to under £5000 just claiming the charges?)

Also, have had further charges in the last week or so. can I add these on when I (hopefully) get going with court claim?

You are all wonderful on this site. Thanks in advance for such a cooperative support network.

Try Here:

http://www.govanlc.com/jurisdiction.htm

louloujs

Overland Lady - you are a national treasure! The site you suggested is really interesting. Loads of positive stories and lots of info about the Scottish perspective!

Thanks

louloujs

Sorry - i meant OverlandLandy...

OverlandLandy

louloujs wrote:

Sorry - i meant OverlandLandy...

:cool: No offence taken....I can assure you i am NOT a lady..in any way whatsoever!!! Girls dont Do Landrovers!! (if they do please shout....you could be the girl of my dreams!!)

louloujs

Err. I happen to drive a Land Rover actually. Amazing i can afford to run it with an overdraft like mine! Roll on the refund...

louloujs

...and in the good old days I used to do the green roads. properly...

OverlandLandy

louloujs wrote:

Err. I happen to drive a Land Rover actually. Amazing i can afford to run it with an overdraft like mine! Roll on the refund...

Well I was almost 100% gauranteed to get just such a reply!!!
Life is so much stranger than fiction....

OK - go girl- get that refund...see you in Morocco or Iceland:beer: