We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
misscousinitt's MF Diary
Comments
-
RESULT!
Rang HMRC Charities, spoke to a lovely lady that knew what she was talking about.
She went away to check things and came back to me within the hour!
Everything has been amended and I can now re-submit our gift aid claim and it should be paid in a few days! (Which would be wonderful)!
Very refreshing to get someone who knew what they were talking about AND got things sorted in a timely fashion!
MCI
PS Just need to wait for the money to go in now!Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
Blessed are the competent.0
-
Had a lovely dinner of Posh Sausages & Mash last night.
Continuing with the meal plan - we are having Turkey Stroganoff tonight - always a favourite and so quick and easy.
No real money news.
MCIMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
Been a spendy week. Cat had to go to the vets as she had hurt her side. Thought it was a bite at first, but wasn't - not sure how she did it, but she needed stitches and antibiotics, so £155 later she's ok!
Couldn't claim on the pet insurance as the excess (as she's older) is nearly what I paid! Oh well - really glad I put money by for these things.
Then had the car serviced and had some trim replaced that fell off a couple of months ago - another £267.
My account is looking a little depleted - but fingers crossed, no more big bills before Christmas.
Also went to a food festival last weekend - had a lovely time and spent about £40 on goodies (DH paid for entrance, food and drink).
Booked a luxury weekend away (from out joint account) for first week in October - staying in a cabin in the woods and going to do an archery session - really excited - long weekend away (3 nights), quality time with DH, quiet, peaceful and luxury surroundings and a bit of excitement with the archery (which I've always wanted to do) - can't wait.
Pay week next week, but I think it will be the normal deposit into the house fund :-( . But have been concentrating on getting things done for us.
Feeling a little more upbeat (especially now the cat is ok) and so glad that we have something to look forward to with our weekend away.
Meal plan is going ok - fish of some description on the menu tonight.
Hope everyone has a good weekend.
MCIMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
AWOL again...been really busy with fundraising stuff and work has been manic.
Really looking forward to our weekend away in the woods...4 more sleeps.
£333 added to the house fund.
MIL has cancelled her direct debit - just £100 to go from DH to joint account now and then we can have a shift round with the money.
Busy, busy...hope to catch up soon.
Hope everyone is well.
MCIMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
Good to hear from you MCI, your trip sounds really exciting, I'd love to try a tester session of archery

Not got the best eyesight, so would be wearing my specs for the sake of others!
I trust the cat has made a full recovery?0 -
Good to hear from you too Ed!
I have one wonky eye - so will have to keep that one shut! lol
Cat is much better thanks - stitches are healing nicely and fur is now growing back.
MCIMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
More spending today - out with an old school friend.
We only catch up 2-3 times a year, so will be nice.
Going for a cheap and cheerful and got a £5 voucher off the food!
MCIMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
Turning out to be a tough week - so really glad I only have 1 more sleep till my long weekend away!!!!
£46 spent on new tyre! Boo!
Hope everyone is well.
MCIMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
:wave: MCI
Hope you have a lovely relaxing weekend away
MWCxMortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
