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Marching on in March - The NSD Challenge

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  • katenut
    katenut Posts: 530 Forumite
    Reporting in that the last three days have all been NSD's, taking me up to number 13! Last day off today, back to yukky work tomorrow for a 7 day stretch. Oh I wish I was a lady of leisure, I love being at home! :) xx
    Trying to jump back onto the moneysaving wagon .... :cool:
  • NSD 8 for me yesterday! I donated to Red Nose Day thing but as it was a text I only pay for that with my phone bill, and it's for charitee darling so I won't be counting it, all to a good cause :)

    A bit peed off cos I do some extra work, and get paid every so often (it's not a regular thing). I'm owed a fair bit now and I txt the person Monday to ask if I could get it this week as it's mounting up (some work from a month ago) and I could really use it, and they STILL haven't paid me :mad:

    I'm in my overdraft and this money would take me out of it, so frustrated that I am being charged just because someone is too lazy to sort!

    JCG x
  • lauzellen
    lauzellen Posts: 328 Forumite
    :T For everyones NSDs..

    I'm dropping in to report today as a NSD taking me upto # 12 meaning i've reached my 2nd target. Can I please increase my target to 18. I Do have a lot coming up but i think with some effort I can reach this number

    Got my 2nd date tonight woohoo so keep your fingers crossed for me :cool:
    Daughters Sealed Saving Pot - start them young :money: £90 :T
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    A bit peed off cos I do some extra work, and get paid every so often (it's not a regular thing). I'm owed a fair bit now and I txt the person Monday to ask if I could get it this week as it's mounting up (some work from a month ago) and I could really use it, and they STILL haven't paid me :mad:

    I'm in my overdraft and this money would take me out of it, so frustrated that I am being charged just because someone is too lazy to sort!

    JCG x

    grrrrr JCG, that's not fair, not surprised you're fed up and frustrated by the whole thing... Could you send them a reminder?

    Fingers crossed it gets sorted x
    lauzellen wrote: »
    Got my 2nd date tonight woohoo so keep your fingers crossed for me :cool:

    Woohoo indeed, lauzellen, fingers crossed:).
    Meant to post re the first date and forgot:o. Glad it went well, he sounds lovely:)

    Keep us posted x
    :) The time you enjoy wasting is not wasted time :)
  • kathy40uk
    kathy40uk Posts: 874 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    :hello:

    Hi all xxxxxxxxx

    So sorry I haven't been in and caught up :( Have been doing a couple of double shifts and a lot of late shifts and not really caught up. On the plus side though I have made 9 NSDs :j. I may have been too tired to get in and catch up but just being back in here has made me more aware of my spending so thank you all :lovethoug

    Today is spendy as I have had to have a meds review at the doctors so needed parking money, prescription is okay as I'm on pre pay but I'm going to get some electric too which should keep me going over the weekend. Saturday will be spendy as I'm seeing some friends but will try ro keep it low :)

    Have some time off next week :j which means I can get in here more and also won't have to see the poison dwarf at work for a whole week :j(an added bonus), have got lots to do in the house so will keep spending to a min too I hope.

    Hot to go and wash my hair and get into work so see you all soon xxxxx

    Lots of ((((((((((((((hugs))))))))))))) to everyone

    :hello:

    DFD Need to August 2027 :(

    NSD March 15/20
    NSD April 17/15
    NSD May 13/15

  • bexs.ua wrote: »
    Another one in the bag for me yesterday!! So up to #6 now :T:T

    Has anyone seen that offer on Qu!dco for those Jean Patrique knives for £1.99 and £2.30 cash back?? It was down the side of the email I got yesterday with the weekly offers... surely too good to be true? I managed to resist it yesterday as I had had a NSD up to that point :rotfl:

    NSD fever is definately catching and I'm loving it!! :D:D

    Oh I used to have these knives (similar deal in the back of Sunday Times Mag), they're quite good quality, but by the time I moved out of that flat (3 years) they were the only decent knives and so I just left them for those who were staying. Might go check it out though . . .

    OK, haven't been on for a while, but have 3 more NSDs to declare which takes me up to no. 8 - considering we're only half way through the month that is pretty good going for me. Seems I'm finally getting the hang of things . . .:T
    Total debt: [STRIKE]£9473.62[/STRIKE] £7,384.87 22% PAID
    TAF #25 NSD 8/12 | Food £43.45/£50 | eBay 0/20 | Exercise 5/18
    :T Proud to be Dealing with my Debt :T
    DFD: June 2015
  • suzie_wong
    suzie_wong Posts: 387 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 17 March 2011 at 4:14PM
    Hi suzie
    You may well find it's a touch of jealousy that's making him behave like that. He's in a difficult situation (and probably knows it even if he's not admitting it), saw you getting extra work and felt a bit vulnerable (male ego and all that....). He'll come round:)

    It must have been really deflating for you but we're all delighted for you so a huge WELL DONE!!!!

    spoon x


    Thank you :p

    The daft thing about it all really is that I would obviously prefer NOT to have to work extra hours- but in the circumstances am prepared to work myself to the bone to support the family. I think that's why DHs reaction made me cross and a bit upset- I'm doing it for US, not ME!!

    Anyway, am going to see Derren Brown at the theatre tonight- can't wait!! :D The man's a mad genius!!
    Save £12k in 2021: Jan £1834.40, Feb £1692.81
  • Sunnylooloo
    Sunnylooloo Posts: 4,295 Forumite
    Hello my lovely NSDers...... sorry not been about and even sorrier for not catching up on past posts

    so i am going to send love and hugs to all!!

    Been busy at work and I've been busy at home got addicted to making cupcakes!!!

    BDINI - great job - I just had a glance at the front page and seen how many NSDers we have!! Wow!

    Spoony hope you are enjoying your rest.

    Little up date 11 NSD so far - had a run of spending 3 in a row pah! bad planning!

    Take care all and keep up the good work

    LL

    xxxxxxxxx
    The worst cliques are those which consist of one man ~ George Bernard Shaw
    Holiday Saving fund 2010 = £25.00 :DWeightLoss 2010 = +6lbs :(
    BSC 292
    June NSD 11 :TJuly NSD 15:TAugust NSD 14:TSeptember 9:T October 19:jNovember 15/11
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    edited 17 March 2011 at 8:05PM
    chris81418 wrote: »
    Good morning everyone! :wave:

    Quickly popping in before dashing off to work smiley_running.gif to report that yesterday was NSD number 15 for me and so also means I'm up to 9 NSDs in-a-row! Woo hoo!

    Wow,that's really impressive!How do you manage nine in a row?

    I'm really pleased as I'm up to NSD 9!
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Happy St Patricks day :beer:

    dancingleprechauns.gif


    Bumping for any Newbies joining us xx

    Hi lovely NSD gang:A
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
    Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.


    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A
    NO SPEND CHALLENGE.

    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.


    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other Challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    "If wishes were horses, then beggars would ride"
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