Marching on in March - The NSD Challenge

Hannah_10

Not an NSD for me either. That friend I was giving a lift to wanted to go to somewhere and come back from there later. Well when I went to get her later I asked her for petrol money and she gave me £5, not the £10 promised. She said £5 was all she had. She's done this twice before actually, if I add it up she owes me £20 at present. She wont be getting any lifts again and I am £3.80 out of pocket with nothing to show for it.

Decluttering

NSD #10 for me today Almost there!

butdoineedit?

solventsoon wrote: »

BDINI, you don't need forgiving, or a slap of a wet paintbrush. You deserve a star for being a brilliant friend:A

ifwisheswerehorses... wrote: »

BDINI A big hug from me too

jintyb wrote: »

BDINI - what a good pal you are - you wont be getting any slaps with the brush from me!

LittleMissHappy wrote: »

I agree with spoon, if and jinty - friends are more important than list updating x Hope you and your friend are ok now

Thanks all, i reckon she'll be fine, i totally understand how sometimes things just get totally on top of her & she loses it!!!

tattooed_lady

#5 for me today :j

butdoineedit?

Well it's a seriously mega update tonight, everyone is doing so well & there are loads of NSD's to celebrate!!

So a big welcome to:

Hannah_10 – signed up for 4, good luck!

Lots of NSDs rolling in today, so well done to:

:j:j Decluttering – well done for numbers 8, 9 & 10, you’re doing great!

:j:j solventsoon – well done for number 10 & 11, over halfway is great, you can do it!!

:j:j chris81418 – well done for 13 & 14 & you’ve truly smashed your mini challenge & 1 spend day for the month is amazing!! :j:j

:j:j sibles – well done for number 5 & 6, you can do it!

:j:j elfen – well done for number 9, you're doing great!

:j:j jaffacakegal – well done for number 7, keep going you can do it!!

:j:j Tixy - well done for number 7, you're doing great!

:j:j burge23 – well done for number 2. :mad: to petrol prices & :eek: to your spends today, but have faith in yourself, you will get back on track tomorrow!!

:j:j Lucy1010 – well done for number 9, you're doing great!!

:j:j slowlyfading – well done for number 12, you're doing great!!

:j:j romylou – well done for number 12, you can do it!

:j:j dmb – well done for number 5, you're doing great!

:j:j Butti – well done for number 4, hope you really enjoyed your something chocolatey?

:j:j debtfreewannabe321 – well done for number 6 & 7, & for avoiding the internet spending!

:j:j The Dragon – well done for number 8, hope you enjoyed your pampering day?

:j:j bottleofred – well done for number 8 & 9, you're doing great!

:j:j pinkfluffybabe – well done for number 10, you're doing great!

:j:j castri09 – well done for number 8, you can do it!

:j:j kerri gt – well done for number 6 & 7! Good decision about the milk & bless your OH for bringing medicinal chocolate!! Good luck with the ebay dispute & :eek: to worrying about your trip, surely if it is going to be dangerous the company would cancel…. wouldn’t they?

:j:j rising from the ashes – well done for number 5, you're doing great!

:j:j fillyfop – well done for number 9 & 10, & for being so organized!

:j:j loveGSDs – well done for number 4, you're doing great!

:j:j Palema – well done for number 7, you can do it!

:j:j Hannah_10 – well done for number 1 :mad: to your friend messing about, especially when you were doing her a favour!!

:j:j LittleMissHappy – well done for number 7 & 8, 10 more is really achievable, keep going you can do it!

:j:j ifwisheswerehorses... – well done for number 10, you're doing fab!!

:j:j jintyb – well done for number 8, your fudge sounds yummy it’s not suprising you sold it all!! & great news that the cat situation is settling down!

:j:j boultdj – well done for number 8, hope your shopping wasn’t too expensive!!

:j:j Brown_suga – well done for number 9, you're doing great!

:j:j bexs.ua – well done for number 6, you’re so right about NSD fever, glad you’re loving it!!

:j:j marmiterulesok – well done for number 8, halfway there is brilliant!!

:j:j lauzellen – well done for number 11, you're doing great!!

:j:j ElmerFudd – keep going, 4 so far is great & as you are thinking about spending you will get more & keep more cash in your purse!!

:j:j muffin man 7 - well done for getting to 12, you‘re doing great

:j:j hannah:-) – well done for number 7, & for resisting interwebby spends!

:j:j beanielou – well done for 8 & 9! hope you are feeling well again & the falls have stopped?

:j:j donna dynamo – well done for number 7, :j to your new car, sounds like it was much needed!

:j:j suzie wong – well done for number 7 & :mad: to not being paid on time

:j:j tattooed_lady - well done for number 5, you're doing great!!

And hello to:

Keiss21 – sorry to hear you are still feeling carp, hope you start to feel well enough to enjoy DH’s birthday dinner

Yorkielass – don’t be so hard on yourself, 3 is great it’s still 3 days when you haven’t parted with cash!! Have you thought about maybe drawing money out for some of your regular spends & putting it to one side so you can declare those days NSD’s, it might help stop the extra little spends like chocolate bars, I know it did for me, I used to be just like you “oh well I’ve spent on 1 thing, so I’ll just buy x, y or z aswell!!”

Nargleblast – the paintbrush is coming….. :rotfl: Seriously Nargle keep at it, you can do it!!!

Oh & i've finally got round to adding up my total & can declare 4 more NSD's taking me to 9, which i'm pleased with!

beanielou

Still falling Im afraid bdint.
Dont like to mention them all the time as I feel like a broken record.
Whats happenning work wise?

kerri_gt

butdoineedit? wrote: »

:j:j kerri gt – well done for number 6 & 7! Good decision about the milk & bless your OH for bringing medicinal chocolate!! Good luck with the ebay dispute & :eek: to worrying about your trip, surely if it is going to be dangerous the company would cancel…. wouldn’t they?

Thanks BDINI - I've opened a Paypal dispute on one of the items tonight (based on advsie on here) but seems the other one is too late since it's over 45 days since I paid for the item - except the clock must have ticked over during the day as I could open a dispute earlier today but not this evening :mad: well if the worst comes to the worst I'll have to claim non-delivery via Royal Mail. My own fault really.

You're right, if it was really going to be so dangerous we wouldn't be going - OH just has a tendancy to worry and look at the doomsday scenario - which I guess is sweet in a way, if ever so slightly suffocating at times.

butdoineedit?

beanielou wrote: »

Still falling Im afraid bdint.
Dont like to mention them all the time as I feel like a broken record.
Whats happenning work wise?

I'm sorry to hear that beanie, but feel free to moan about it as often as you like, it must really frustrate you at times (((((big hug)))))

Nothing moving work wise, my old employer has still not completed my reference (been waiting since 31st Jan now :mad:), so i can't set a start date for new job. Things still bad where i am now, atmosphere horrible in the office & i feel terribly isolated, but at least the police investigation (following the false allegations i mentioned a while back) has concluded no wrongdoing on my part, so i seem to be safe for now, although it's stressful wondering when the next mud will be thrown!!

Thanks for asking though, i reckon being able to share my stress here is the only thing that has kept me sane!!!!

As soon as i leave i will be throwing the biggest ever virtual party to celebrate with you all!!!

butdoineedit?

kerri_gt wrote: »

Thanks BDINI - I've opened a Paypal dispute on one of the items tonight (based on advsie on here) but seems the other one is too late since it's over 45 days since I paid for the item - except the clock must have ticked over during the day as I could open a dispute earlier today but not this evening :mad: well if the worst comes to the worst I'll have to claim non-delivery via Royal Mail. My own fault really.

You're right, if it was really going to be so dangerous we wouldn't be going - OH just has a tendancy to worry and look at the doomsday scenario - which I guess is sweet in a way, if ever so slightly suffocating at times.

:mad: to the whole Ebay thing, it's such a shame when people just can't be fair!

If you do go to Taiwan just must promise to take care & let us know you're ok, or we'll all just worry about you!!

IF

Good evening all :hello: BDINI got my 11th NSD today, thank you x :A


Bumping for any Newbies joining us xx

butdoineedit? wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!