Marching on in March - The NSD Challenge

IF

Late evening hello :hello:

Got my 8th NSD yesterday, not one today though!!:eek:

Big saturday hug to all x

solventsoon

Hello everyone
It's very confusing not running this thread, I keep forgetting how many NSD's I've got:eek::eek:

No 8 for me today, please BDINI, I've been good again today - the threat of the soggy paintbrush and/or the sledgehammer is diverting my attention from the mac I've just spotted on my favourite website:D:D:D

Hugs to anyone who's poorly, got lots of snow or just feeling a bit down in the dumps today

spoon x

burge23

Thanks for the welcome and the encouragement! Today unfortunately will be a mildly spendy day as I need to get packed lunch stuff for myself and teeny terror and we're out of breakfast cereal and milk again :eek:. A visit to Aldi is on the cards to deal with that and the Super 6. On a happier note off to the cinema (Kids AM) with teeny. (Tickets bought last week during our visit saving the card fee booking online. Only £1.40 but better in my pocket than theirs!) No spending as we're taking all edibles with us.:) so a morning of Despicable Me or Ickpicable Me as wee one says!

burge23

Oh well...we're not off to the cinema!:( Teeny has just been spectacularly ill in the hall way...:eek: £5 down on the tickets.

slowlyfading

Number 10 for me yesterday

solventsoon

burge23 wrote: »

Oh well...we're not off to the cinema!:( Teeny has just been spectacularly ill in the hall way...:eek: £5 down on the tickets.

Oh dear, sorry to hear that burge23:(, hope Teeny is better soon.

And welcome to the NSD challenge, you're doing great so far, keep going!:D

spoon x

donna_dynamo

woo hoo NSD 5 been having silly spendy days for the last 4 days. Wednesday went to the supermarket fpr some one else and ending spending. Thursday and Friday just needed a cheery bar of chocolate and yesterday had to get some milk. Today got a pile of ironing to do and dinner to cook so not going anywhere to spend. No good me taking my purse anywhere this week as it is empty.

Keiss_21

Hya all

Declaring today as NSD no 10 - double figures already :j:j

Back out in the garden today, so no spending .

Got the greenhouse cleared out and washed down yesterday. It's all ready for a seed-sowing session. I need to clean a few trays first though...and write the labels...and sort out whch I am sowing today...may get some sowing done this afternoon, before the rugby then :rotfl:. Also need to pot up the tom and pepper plants that are fairly racing along.

DH and DS have headed off to Twickers, so have the place to myself - bliss :j.

Hope to get a coaster for my bro's birthday started later (X-stitch)..not sure when though!! I have to get going soon as his birthday is a week today...and I have to post it too!! :eek:

Now to get off my b**t and get out there.

Have a great day all.

pinkfluffybabe

NSD No. 8 for me today.

That's a scary 8 in a row, never thought I would see the day but the car repair bill has given me a big wake up call about not frittering away my money on a daily basis :cool:

IF

Good afternoon to all my No Spendy Chums :hello:


Bumping for any Newbies joining us xx

butdoineedit? wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!