Marching on in March - The NSD Challenge

debtfreewannabe321

kerri_gt wrote: »

Was hoping for a NSD today...but there is a Groupon deal (never bought one before) for dinner at a really nice looking pub for £19. Was thinking about treating me and OH. It's valud until Sept so I could even use it as a b'day dinner (mine being on 6th) .... hmmm.....

I've used Groupon a few times now and they do really good deals never had a problem yet ...

IF

D3, Lauzellen, Beanie Big hugs from me too xxx

LittleMissHappy wrote: »

Thanks to everyone for your thoughts about Iggy, I'm sure it helped him to pull through xxx

So pleased Iggy is home and well x :A

IF

Oooh and happy pancake making, hope this makes you all smile x

lauzellen

Kerry - Thanks hun

Keiss - The teaching situ is pretty dire atm in most age groups including for those with QTS! Hope things pick up for you soon

Today should be another NSD for me - depends whether or not my best mate finally pops as i'll need put petrol in the car to go see her if she does... so I shall declare later just incase

Just saw the other posts so also thanks to Littlemisshappy, Chris81418 and ifwisheswerehorses

jaffacakegal

debtfreewannabe321 wrote: »

I've used Groupon a few times now and they do really good deals never had a problem yet ...

... as long as you don't do what I do and think you have til end of Feb to use a voucher when you actually have til the 10th Feb gutted, what a waste of £9 that was - I could kick myself :mad:

Anywho - yesterday was NSD 3

Need milk for pancakes tonight so will definitely be spending later!

JCG x

kerri_gt

debtfreewannabe321 wrote: »

I've used Groupon a few times now and they do really good deals never had a problem yet ...

It does look a good deal.... I'm just humming and arrhhhing over whether to sacrifice a NSD for it.... but £19 is a good deal. Here's the menu

http://www.redlyon.co.uk/current-menu

could be a nice suprise for OH

beststockpicks

Happy women's day

DansMum_2

Reporting Sunday as a NSD 4

Yesterday and today both spendy, hopefully tomorrow will be a clear one

Happy Tuesday all xx

sibles

I had NSD number 2 on Sunday, though I'm not 100% sure if I'll count weekends going forward. I'll try this month. I'm also on track for number 3 today, so fingers crossed!!!

IF

Bumping for any Newbies joining us xx

butdoineedit? wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!