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Marching on in March - The NSD Challenge

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  • chris81418
    chris81418 Posts: 910 Forumite
    Debt-free and Proud!
    Good morning everyone! :wave:
    :j:j chris81418 – well done for 20, you really are doing fab!!

    Thank you BDINI! :D

    Another NSD caught yesterday chicken1.gif, so I'm up to 21 NSDs! Woo hoo!


    Today, however will be a spendy day as I have to top up with groceries, need batteries, and as I'm spending, I may treat myself to a Euromillions ticket! fingers_crossed.gif


    Must dash, because as usually I'm running behind schedule!

    Have a good Friday everyone friday_smiley.gif and I hope the good weather continues for all of us! sunshine-012.gif
    :money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
    DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196

    highest debts: 01/06/2006 £69,023.92 _pale_
    debt free date: 31/12/2012 £0!:D
  • Hi all,

    Just reporting NSD 12 yesterday so I've hit my target :j:j

    Can I increase to 14 NSDs please, not sure I will get it but may as well give it a go!

    JCG x
  • ElmerFudd
    ElmerFudd Posts: 444 Forumite
    11 so far! Today will hopefully make 12. So far in the last few days haven't found any pennys or anything. Not a bean. I took my ill gotten gains to the bank on Wednesday and was promptly informed I couldn't deposit change into the bank. Apparently now banks only accept money all bagged up into the same denomination, i.e. 100 pennies, 50 2ps etc. According to the three banks I went to it's been like this for about 6 years or more. I was informed that I should consider taking my pennies to a coinsmart machine. Not an option since the fees on that are ridiculous. So I just deposited £3 in change into the account with the overdraft and left. Ho hum.
    Debt at worst: £33000 (Feb 2011). Present debt: £25610 (Apr 2012)
    Lloyds old (22.4%) = 560 (Dec 2012)
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Good morning everyone:A
    Didn't manage to get on here yesterday so haven't caught up with all the news/gossip, will do that later.

    Hope everyone's well and, if not, here's a ((((((HUG)))))), hope it helps.

    Well, it's Friday and, following the tradition, we have to have a wiggle, so here we go

    mk8zrl.gifmk8zrl.gifmk8zrl.gifmk8zrl.gif

    Come on, join in... you know you want to :D:D:D
    :) The time you enjoy wasting is not wasted time :)
  • jintyb
    jintyb Posts: 1,758 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ElmerFudd wrote: »
    11 so far! Today will hopefully make 12. So far in the last few days haven't found any pennys or anything. Not a bean. I took my ill gotten gains to the bank on Wednesday and was promptly informed I couldn't deposit change into the bank. Apparently now banks only accept money all bagged up into the same denomination, i.e. 100 pennies, 50 2ps etc. According to the three banks I went to it's been like this for about 6 years or more. I was informed that I should consider taking my pennies to a coinsmart machine. Not an option since the fees on that are ridiculous. So I just deposited £3 in change into the account with the overdraft and left. Ho hum.


    You would think banks would want to get their hands on every penny!:rotfl:
    How about doing a "sealed pot" for all your "finds" A lot of us do that on here. I've got an old jar I chuck spare change into. Personally, I use it for wee treats at holiday time.
    I agree with you though, those coinmart machine fees are bloomin daylight robbery!:eek:


    you will always be rich enough to be generous.
  • kezlou
    kezlou Posts: 3,283 Forumite
    Hi all,

    Haven't been to update for a while but i have a whopping 20 NSD's oh yes!

    Still got no money, even though we've hardly spent. But at least i did it!!

    Hope your all okay x
  • jintyb
    jintyb Posts: 1,758 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    kezlou wrote: »
    Hi all,

    Haven't been to update for a while but i have a whopping 20 NSD's oh yes!

    Still got no money, even though we've hardly spent. But at least i did it!!

    Hope your all okay x


    :T:T:T:T Well done you! That's fantastic!


    you will always be rich enough to be generous.
  • Hannah_10
    Hannah_10 Posts: 1,774 Forumite
    Claiming another for yesterday. I'm now up to:

    5/9 NSD's
    I refuse to be afraid of the big bad wolf, spiders, or debt collection agencies; one of them's not real and the other two are powerless without my fear.
    (Ok, one of them is powerless, spiders can be nasty.)


    As of the last count I have cleared
    [STRIKE]23.16%[/STRIKE] 22.49% of my debt. :(
  • ElmerFudd
    ElmerFudd Posts: 444 Forumite
    Scratch what I said about not finding anything today. Just found 60p!!!
    Debt at worst: £33000 (Feb 2011). Present debt: £25610 (Apr 2012)
    Lloyds old (22.4%) = 560 (Dec 2012)
  • muffin_man_7
    muffin_man_7 Posts: 784 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    edited 25 March 2011 at 11:38AM
    REPORTING 2 MORE NSD WED AND THURS THAT MAKES 19 SO FAR.
    Today will be a nsd if i can't borrow a small amount just for bread and milk,i've got nearly £5 in 5ps i'm about 50p short but was going to use that to top leccy up for the weekend and the copper jar not even a £.:(
    Hopefully all my finances will be in better shape after i've spoken to cccs at 1oclock everyone who has mentioned them say they are really helpfull just wish i'd found them sooner things have never been this bad i'm usually good with money but the last 2 yrs things been getting harder can't even manage the lowest payments, doc put me on anti depp tabs just don't seem to have the energy to do stuff everything takes ages :sad: just putting washing on line means a sit down for a while i'm tired all the time lately oh well at least i can sit while i talk to cccs just hope i can remember everything they tell me i don't like owing money out.
    When i had all the tribe at home everything was paid on time except when their dad drank most of it(he wouldnt admit he was an alcoholic) one of the best things i did was call it a day that was nearly 7 yrs ago so why do i still feel so bad?

    ETA sorry for the long post didnt realise
    2nd purse challenge no040£0 Sealed pot challenge ???? £2 trolley find not counting small coins till end year
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