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small steps and a fresh start......my journey starts here
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well done for getting so much listed on ebay, i need to sort through my crafting supplies and list some things on ebay that i'll probably never use again if i used them in the first place.
Just gonna have a look at your SOA0 -
you're much braver than i am, i've never posted my SOA on here.
the good thing about yours is that you're not in the red, yes you can cut things back but that will only improve your situation, you're not in dire straights to start with. Could you start inviting your friends around for tea etc and take it in turns instead of going ou? just one idea0 -
Have dug out my money planner to start my spending diary again :-) feeling a bit better as the night progresses which is good. must not have any more cups of tea though!xx0
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spending diaries are good but scary to read. they certainly open your eyes to what you've been getting upto.0
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Lemon_Tree wrote: »you're much braver than i am, i've never posted my SOA on here.
the good thing about yours is that you're not in the red, yes you can cut things back but that will only improve your situation, you're not in dire straights to start with. Could you start inviting your friends around for tea etc and take it in turns instead of going ou? just one idea
Thanks Lemon TreeI will definitely be doing the inviting friends for tea thing ! trouble is when i meet my friends who live further away we tend to drive 30 mins each to meet half way for tea.
definitely want to bump up my payments to my CCs but also really want to get rid of my OD x 2!0 -
Lemon_Tree wrote: »spending diaries are good but scary to read. they certainly open your eyes to what you've been getting upto.
I agree! I am hoping that knowing I will have to write everything down will stop me spending!!!!!!!!!!!!!0 -
Just been reading through some of the threads on the forum - definitely wanting a good clear out, revision first though can still do a bit of ebay as can do it quickly now, yey!
no alcohol all wkend - v good for me and guess feel better ish for it despite really down day today.
night all xx0 -
Night night! Hope you get a good sleep, well done for no alcohol, that's one of my big vices...life seems so boring without it doesn't it lol!! What are you studying for? (Sorry not had much time to read your whole diary yet:o) I know what you mean about a good clear out, after reading bits on hear, I'm going to get motivated and do a bootfair and ebay the better stuff, it makes you feel quite excited doesn't it!! (Little things and all that lol!!):)
Hope you have a good day tomorrow!!August 13 NSD 4 /15.... /4 in a row!!!! Credit cards as of [STRIKE]13/4/12[/STRIKE] 31/07/12
Virgin [STRIKE]73.08[/STRIKE] 0.00:T Nationwide[STRIKE] 1336.57[/STRIKE] [STRIKE]1446.20[/STRIKE]1405.23 Tesco [STRIKE] 2392.11[/STRIKE] [STRIKE]2376.91[/STRIKE] 2761.93 Halifax [STRIKE] 2746.05[/STRIKE] [STRIKE]2774.12[/STRIKE] 2186.06 B/C [STRIKE] 2559.72[/STRIKE] [STRIKE]2569.62[/STRIKE] 2341.02 Santander [STRIKE] 3221.43[/STRIKE] 3119.57
:mad:
Overdraft:8000 -
Loobeyloop wrote: »Night night! Hope you get a good sleep, well done for no alcohol, that's one of my big vices...life seems so boring without it doesn't it lol!! What are you studying for? (Sorry not had much time to read your whole diary yet:o) I know what you mean about a good clear out, after reading bits on hear, I'm going to get motivated and do a bootfair and ebay the better stuff, it makes you feel quite excited doesn't it!! (Little things and all that lol!!):)
Hope you have a good day tomorrow!!
Thanks Loobeyloop! work exams - pretty dull really! and wont get paid any more!!! . yep life certainly is a bit merrier with a glass of vino!!! hope you are well:)
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Well work wasn't too bad today and got loads done
still feeling really down:( mentioned it to my brother and his g/f so feel a bit better for talking - think it is a combination of my depression getting on top of me and stress of exams/finances etc....:eek:
home about an hour ago - my parents have been brilliant recently and have been doing some odd jobs for me today:)
having a brew and have tidied washing away/dishes.
sat in my spare room which was recently decorated (v cheaply of course!) it is very calm in here, green walls, white long curtains, white bookshelf with all my lovely books and a really comfy chair, oh and lovely green plant/tree thing, relaxing room indeed. - it was full of junk since decorating brothers room but my mum has kindly decluttered it todayshe is a star.
so sat here and just about to do some mock exam questions online, really need to get stuck in now. And in my breaks I will have some tea and catch up on the forum for ideas!!!
xx0
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