Car Crash/Whiplash Compensation

Quentin

Belinda22 wrote: »

.......ask the insurance company you are dealing with as direct claimant for medical report. They will appoint medical agency who will get GP to examine you, he will put forward prognosis and you will get paid based on what the doctor say. SIMPLE

No. It's not so simple!

Follow others advice and get solicitor(s) to deal with this for you.

adamc260

Quentin wrote: »

No. It's not so simple!

Follow others advice and get solicitor(s) to deal with this for you.

Because a solicitor does what different?

All they do is get a medical practitioner to examine you and then they consult a standard guildline for whiplash injuries, submit a claim to the insurer, wack their fees on and.... you have your offer?

Chopszuy

Thank you for all your advice.

The insurance company are meant to be ringing me this week, but I will seek legal advice.

Thanks again.

C_Mababejive

Cut me in and I'll tell you all about successful whiplash claims

lisyloo

Because a solicitor does what different?

Becuase they know whether you are getting ripped off or not. The other insurer will try to minimise the payment,

and then they consult a standard guildline for whiplash injuries

Firstly the lay person does not have access to this knowledge even if there is a standard guideline.
Secondly most cases won't be bog standard.
Thirdly they know the legal process, costs and how much to push their luck e.g. go to court.

I do think their fees are high, but they are being paid for their legal knowlege.
No lay person on here would know what is reasonable, the costs of going to court, or the likely chances of winning, that's why you get legal advice.

geri1965_2

Solicitors fees are not actually that high on bog standard whiplash claims. I think it's £800 plus a percentage of the damages award, plus VAT and disbursements.

lisyloo

Solicitors fees are not actually that high on bog standard whiplash claims.

OK. maybe not.
My MIL had a PI claim (not bog standard whiplash) and I think the fees were £250 per hour.
It was basically a cut (she cut her leg on the sharp edge of a toolbox left on the floor by workmen) so not medically complex.

geri1965_2

Yep, that's not a motor claim so the fixed fees don't apply. I've seen some downright scandalous costs bills from Public and Employers Liability claims. I once settled a claim for £1,300 and the costs bill was £13,000.

Chopszuy

Eeek solicitors are bloody expensive :-(

Quentin

Chopszuy wrote: »

The insurance company are meant to be ringing me this week, but I will seek legal advice.

In cases like yours, insurance companies "sell" them off to injury solicitors for a hefty commission.

Google cashback personal injury solicitors to find firms that will pay you a cashback (£100s) just for instructing them direct and cutting out the middleman.

Each of the passengers should do this separately (ie get their own lawyer) - this cashback will add up to a tidy sum on top of the compensation they will get you.