Driving on Provisional License

Gordon_Hose

Is this a joke? lol

Your wife steals your car, then crashes into someone at the lights and she hasn't even taken as much as a theory test...

Some people.

Gandalfthesecond

bitemarx wrote: »

Thank you for that detailed explanation!

Detailed but wrong.:D

bitemarx

Gordon_Hose wrote: »

Is this a joke? lol

Your wife steals your car, then crashes into someone at the lights and she hasn't even taken as much as a theory test...

Some people.[/QUOTS

She has passed the theory test. She's scheduled to take the practical test next month.

Really appreciate your helpful input.
Some people, indeed.

Gordon_Hose

oh, she passed her theory, that makes aaalllll the difference.

Sorry, but you don't seem to be taking the fact your Mrs could be charged with stealing a car, driving without having passed a test and no insurance.

Yeah. Some people.

bitemarx

Gandalfthesecond wrote: »

All depends on the insurance company as to whether she is covered for 3rd party risks, if they say she is then she has insurance.

The policy is comprehensive...would that not normally include third party cover, too?

Gandalfthesecond

bitemarx wrote: »

The policy is comprehensive...would that not normally include third party cover, too?

Not if it's stated you must drive in accordance with you licence to be covered.

What did your insurance say when you informed them?

Gordon_Hose

Surely by driving ALONE on a prov license, she's invalidated any insurance?

cardinalbiggles

bitemarx wrote:

She was at the lights, and when the lights turned green, the car in front started and then suddenly stopped, resulting in my wife's car bumping into the back if the other car.

Hence why you have to pass a test in order to drive!

bitemarx wrote: »

She has passed the theory test. She's scheduled to take the practical test next month.

You may want to postpone that for a bit....

cardinalbiggles

Gordon_Hose wrote: »

Surely by driving ALONE on a prov license, she's invalidated any insurance?

The insurer will probably pay out to the 3rd party I would assume, just go after the woman who caused the accident to get their money back (at least I hope they do that)

Gandalfthesecond

Gordon_Hose wrote: »

Surely by driving ALONE on a prov license, she's invalidated any insurance?

Most probably, but it's down to the insurance to decide that.